What does Opti-Polis do?

Opti-Polis is an insurance broker in Oud-Turnhout. Private Limited, started on 25 January 1990, 1 establishment.

What is the address of Opti-Polis?

The registered office of Opti-Polis is located at Aastraat 1 box 1, 2360 Oud-Turnhout.

Is Opti-Polis still active?

Yes. According to the CBE (30 October 2026) Opti-Polis is active, legal situation “Normale toestand”, started on 25 January 1990.

Is Opti-Polis registered on Peppol?

Yes, Opti-Polis is registered on the Peppol network with ID 0208:0440117902.

What is the enterprise number of Opti-Polis?

The enterprise number of Opti-Polis is BE0440117902.

When was Opti-Polis founded?

Opti-Polis was founded on 25 January 1990.

Who are the directors of Opti-Polis?

According to the 2025 annual accounts, the directors of Opti-Polis are: Zakenkantoor Stammen CommV, BEYENS HOLDING CommV.

Is Opti-Polis a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 25 January 1990; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did Opti-Polis make in 2025?

Opti-Polis posted a profit after taxes of € 215,732 in financial year 2025.

What is the revenue of Opti-Polis?

As a small company, Opti-Polis is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 554,977.

How much does an employee at Opti-Polis earn?

The average wage cost per full-time employee at Opti-Polis was € 70,700 in 2025: staff costs of € 289,807 for 4.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Opti-Polis have?

According to the 2025 annual accounts, Opti-Polis has 4.1 full-time equivalents (FTE).

Opti-Polis (Private Limited) - Oud-Turnhout

Dossier Opti-Polis, printed on 30 October 2026 from databakkes.be/en/0440117902/opti-polis. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Opti-Polis from Oud-Turnhout, company number BE0440117902, closed financial year 2025 with a result of € 215,732 after tax. For that financial year Opti-Polis recorded a gross margin of € 554,977 and equity of € 113,128. Compared with financial year 2024, the result moved from € 291,665 to € 215,732. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.

What it is worth Growing

€ 113,128

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 215,732

▼ 26% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 238,610

▲ 287% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 210,000 paid out

97 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

4.1

▲ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 289,807

▲ 20% vs 2024

€ 70,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 9,706

▼ 51% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 17,903

▲ 73% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 37,027

▲ 23% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 33,290

▲ 22% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 435,118 Gross margin 2022: € 435,118 First fiscal year in the series	€ 480,223 Gross margin 2023: € 480,223 ▲ 10% vs 2022 (€ 435,118) Favourable step	€ 585,313 Gross margin 2024: € 585,313 ▲ 22% vs 2023 (€ 480,223) Favourable step	€ 554,977 Gross margin 2025: € 554,977 ▼ 5% vs 2024 (€ 585,313) Unfavourable step	▼ 5%
Profit after taxes	€ 115,598 Profit after taxes 2022: € 115,598 First fiscal year in the series	€ 159,935 Profit after taxes 2023: € 159,935 ▲ 38% vs 2022 (€ 115,598) Favourable step	€ 291,665 Profit after taxes 2024: € 291,665 ▲ 82% vs 2023 (€ 159,935) Favourable step	€ 215,732 Profit after taxes 2025: € 215,732 ▼ 26% vs 2024 (€ 291,665) Unfavourable step	▼ 26%
Equity	€ 95,795 Equity 2022: € 95,795 First fiscal year in the series	€ 105,731 Equity 2023: € 105,731 ▲ 10% vs 2022 (€ 95,795) Favourable step	€ 107,395 Equity 2024: € 107,395 ▲ 2% vs 2023 (€ 105,731) Favourable step	€ 113,128 Equity 2025: € 113,128 ▲ 5% vs 2024 (€ 107,395) Favourable step	▲ 5%
Total debts	€ 357,535 Total debts 2022: € 357,535 First fiscal year in the series	€ 374,113 Total debts 2023: € 374,113 ▲ 5% vs 2022 (€ 357,535) Unfavourable step	€ 454,533 Total debts 2024: € 454,533 ▲ 21% vs 2023 (€ 374,113) Unfavourable step	€ 346,108 Total debts 2025: € 346,108 ▼ 24% vs 2024 (€ 454,533) Favourable step	▼ 24%
Cash	€ 110,244 Cash 2022: € 110,244 First fiscal year in the series	€ 183,722 Cash 2023: € 183,722 ▲ 67% vs 2022 (€ 110,244) Favourable step	€ 61,580 Cash 2024: € 61,580 ▼ 66% vs 2023 (€ 183,722) Unfavourable step	€ 238,610 Cash 2025: € 238,610 ▲ 287% vs 2024 (€ 61,580) Favourable step	▲ 287%
Retained profit	€ 36,181 Retained profit 2022: € 36,181 First fiscal year in the series	€ 46,116 Retained profit 2023: € 46,116 ▲ 27% vs 2022 (€ 36,181) Favourable step	€ 47,781 Retained profit 2024: € 47,781 ▲ 4% vs 2023 (€ 46,116) Favourable step	€ 53,513 Retained profit 2025: € 53,513 ▲ 12% vs 2024 (€ 47,781) Favourable step	▲ 12%
Dividend	€ 100,000 Dividend 2022: € 100,000 First fiscal year in the series	€ 150,000 Dividend 2023: € 150,000 ▲ 50% vs 2022 (€ 100,000) Unchanged	€ 290,000 Dividend 2024: € 290,000 ▲ 93% vs 2023 (€ 150,000) Unchanged	€ 210,000 Dividend 2025: € 210,000 ▼ 28% vs 2024 (€ 290,000) Unchanged	▼ 28%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 10,354 Bank debt 2024: € 10,354 Unchanged (€ 0) Unfavourable step	€ 17,903 Bank debt 2025: € 17,903 ▲ 73% vs 2024 (€ 10,354) Unfavourable step	▲ 73%
Balance sheet total	€ 453,330 Balance sheet total 2022: € 453,330 First fiscal year in the series	€ 479,844 Balance sheet total 2023: € 479,844 ▲ 6% vs 2022 (€ 453,330) Unchanged	€ 561,928 Balance sheet total 2024: € 561,928 ▲ 17% vs 2023 (€ 479,844) Unchanged	€ 459,236 Balance sheet total 2025: € 459,236 ▼ 18% vs 2024 (€ 561,928) Unchanged	▼ 18%
Employees (FTE)	-	-	3.8 Employees (FTE) 2024: 3.8 First fiscal year in the series	4.1 Employees (FTE) 2025: 4.1 ▲ 0.3 vs 2024 (3.8) Unchanged	▲ 0.3

Key figures of Opti-Polis, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Opti-Polis?

What happened at Opti-Polis in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 3, 2026 New annual accounts for financial year 2025: profit of € 215,732 (▼ 26% vs 2024). Source: NBB ↗
2020 Zakenkantoor Stammen CommV became a director. NBB
2015 BEYENS HOLDING CommV became a director. NBB
Feb 9, 1990 New establishment in Oud-Turnhout. KBO
Jan 25, 1990 Start of the company according to the CBE. KBO

In short

From € 115,598 profit in 2022 to € 215,732 profit in 2025.

Paid € 17,140 in corporate taxes since 2022.

Best year ever: 2024, with € 291,665 profit.

On average € 135,400 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Zakenkantoor Stammen CommV BEYENS HOLDING CommV

Opti-Polis

Behind Opti-Polis are Zakenkantoor Stammen CommV and BEYENS HOLDING CommV.

Directors

According to the 2025 annual accounts

Zakenkantoor Stammen CommV

Director · represented by Jo Stammen

since 2020

BEYENS HOLDING CommV

Managing director · represented by Jan Beyens

since 2015

Establishments

Establishment units

Physical locations of this company

Registered office

Aastraat 1 box 1

2360 Oud-Turnhout

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0440.117.902

VAT number

BE 0440.117.902

Registered office

Aastraat 1 bus 1, 2360 Oud-Turnhout

Names & denominations

Opti-Polis

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

25 January 1990

Peppol

Active · Active since 9 Jan 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

View on CBE Public ↗ Annual accounts (NBB) ↗

Opti-Polis

Financials

What happened to Opti-Polis?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions