Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Lumaco from Diest, company number BE0440107509, closed financial year 2025 with a result of € -11,859 after tax. For that financial year Lumaco recorded a gross margin of € 109,205 and equity of € 1,236. Compared with financial year 2024, the result moved from € -586 to € -11,859. The company made a loss. The buffer shrank hard: equity is 91 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 1,236
▼ 91% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,859
▼ 1923 % more loss than in 2024
Profit after tax over the fiscal year.
€ 11,351
▼ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -29,764.
People and assets in 2025
€ 95,649
▲ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 66,839
▼ 10% vs 2024
€ 8,126 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1,697
▼ 69% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,752
▼ 54% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,242 | € 31,560 | € 46,100 | € 109,205 | ▲ 137% |
| Profit after taxes | € 5,527 | € 20,536 | € -586 | € -11,859 | ▼ € 11,273 |
| Equity | € -6,855 | € 13,681 | € 13,095 | € 1,236 | ▼ 91% |
| Total debts | € 126,384 | € 106,934 | € 121,297 | € 129,853 | ▲ 7% |
| Cash | € 49,239 | € 8,608 | € 17,173 | € 11,351 | ▼ 34% |
| Retained profit | € -37,855 | € -17,319 | € -17,905 | € -29,764 | ▼ € 11,859 |
| Bank debt | € 40,000 | € 40,000 | € 74,659 | € 66,839 | ▼ 10% |
| Balance sheet total | € 119,529 | € 120,615 | € 134,391 | € 131,089 | ▼ 2% |
Key figures of Lumaco, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Lumaco?
What happened at Lumaco in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 11,859. filed late Source: NBB ↗
- New establishment in Diest. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,527 profit in 2022 to € 11,859 loss in 2025.
Paid € 12,777 in corporate taxes since 2022.
Best year ever: 2023, with € 20,536 profit.
Management
Behind Lumaco are Argot Willy Grommen and Veronique Lafosse.
Directors
According to the 2025 annual accounts
Argot Willy Grommen
Director
Veronique Lafosse
Director
Establishments
Establishment units
Physical locations of this company
Beringenbaan 102
3290 Diest
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.107.509
- VAT number
- BE 0440.107.509
- Registered office
- Beringenbaan 102, 3290 Diest
- Names & denominations
- Lumaco
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 1990
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Overige reiniging van gebouwen; industriële reiniging
Groothandel in vaste, vloeibare en gasvormige brandstoffen en aanverwante producten
Stukadoorswerk
Diensten in verband met vervoer te land
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Wassen en poetsen van motorvoertuigen
Industriële reiniging
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)