Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 65 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Lumaco from Diest, company number BE0440107509, closed financial year 2024 with a result of € -586 after tax. For that financial year Lumaco recorded a gross margin of € 46,100 and equity of € 13,095. Compared with financial year 2023, the result moved from € 20,536 to € -586. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ 13,095
▼ 4% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -586
▼ still € 20,536 profit in 2023
Profit after tax over the fiscal year.
€ 17,173
▲ 99% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,905.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 540
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 90,185
▲ 16% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 74,659
▲ 87% vs 2023
€ 7,820 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 5,438
▼ 76% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 8,119
▲ 10% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 30,367 | € 24,242 | € 31,560 | € 46,100 | ▲ 46% |
| Profit after taxes | € 12,960 | € 5,527 | € 20,536 | € -586 | ▼ € 21,122 |
| Equity | € -12,381 | € -6,855 | € 13,681 | € 13,095 | ▼ 4% |
| Total debts | € 88,143 | € 126,384 | € 106,934 | € 121,297 | ▲ 13% |
| Cash | € 37,663 | € 49,239 | € 8,608 | € 17,173 | ▲ 99% |
| Retained profit | € -46,481 | € -37,855 | € -17,319 | € -17,905 | ▼ € 586 |
| Bank debt | € 40,000 | € 40,000 | € 40,000 | € 74,659 | ▲ 87% |
| Balance sheet total | € 75,762 | € 119,529 | € 120,615 | € 134,391 | ▲ 11% |
Key figures of Lumaco, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Lumaco?
What happened at Lumaco in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 586 (▼ € 21,122 vs 2023). filed late Source: NBB ↗
- Argot Grommen became a director. NBB
- New establishment in Diest. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,960 profit in 2021 to € 586 loss in 2024.
Paid € 12,261 in corporate taxes since 2021.
Best year ever: 2023, with € 20,536 profit.
A new publication or filing at Lumaco? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Argot Grommen
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Beringenbaan 102
3290 Diest
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.107.509
- VAT number
- BE 0440.107.509
- Registered office
- Beringenbaan 102, 3290 Diest
- Names & denominations
- Lumaco
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 1990
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Overige reiniging van gebouwen; industriële reiniging
Groothandel in vaste, vloeibare en gasvormige brandstoffen en aanverwante producten
Stukadoorswerk
Diensten in verband met vervoer te land
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Wassen en poetsen van motorvoertuigen
Industriële reiniging
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)