Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Y.H. from Ternat, company number BE0440066927, closed financial year 2025 with a result of € -4,310 after tax. For that financial year Y.H. recorded a gross margin of € 2,563 and equity of € 4,469. Compared with financial year 2024, the result moved from € -1,182 to € -4,310. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 4,469
▼ 49% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,310
▼ 265 % more loss than in 2024
Profit after tax over the fiscal year.
€ 4,635
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -14,131.
People and assets in 2025
€ 9,155
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 11,299
▼ 24% vs 2024
€ 3,600 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,200
▼ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 6,296 | € 10,973 | € 3,083 | € 2,563 | ▼ 17% |
| Profit after taxes | € -122 | € 6,616 | € -1,182 | € -4,310 | ▼ € 3,128 |
| Equity | € 3,344 | € 9,960 | € 8,778 | € 4,469 | ▼ 49% |
| Total debts | € 7,403 | € 3,803 | € 30,399 | € 12,500 | ▼ 59% |
| Cash | € 1,542 | € 6,257 | € 4,730 | € 4,635 | ▼ 2% |
| Retained profit | € -15,256 | € -8,640 | € -9,822 | € -14,131 | ▼ € 4,310 |
| Bank debt | € 0 | € 0 | € 14,899 | € 11,299 | ▼ 24% |
| Balance sheet total | € 10,747 | € 13,763 | € 39,178 | € 16,968 | ▼ 57% |
Key figures of Y.H., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Y.H.?
What happened at Y.H. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,310. filed late Source: NBB ↗
- New establishment in Ternat. KBO
- Start of the company according to the CBE. KBO
In short
From € 122 loss in 2022 to € 4,310 loss in 2025.
Best year ever: 2023, with € 6,616 profit.
Management
Behind Y.H. are Mohamed Haloui and Abdelhak Haloui.
Directors
According to the 2025 annual accounts
Mohamed Haloui
Director
Abdelhak Haloui
Director
Establishments
Establishment units
Physical locations of this company
Assesteenweg 57
1740 Ternat
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.066.927
- VAT number
- BE 0440.066.927
- Registered office
- Assesteenweg 57, 1740 Ternat
- Names & denominations
- Y.H.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 February 1990
- Peppol
- Active · Active since 20 Aug 2025
- Activities · NACE
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