Financials
Financial year 2025
CHOC AND CO from Nivelles, company number BE0440001995, closed financial year 2025 with a result of € 419,775 after tax. For that financial year CHOC AND CO recorded a gross margin of € 2.3 million and equity of € 1.8 million. Compared with financial year 2024, the result moved from € -397,131 to € 419,775. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 3, 2025.
€ 1.8 million
▲ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 419,775
▲ still € 397,131 loss in 2024
Profit after tax over the fiscal year.
€ 324,940
▲ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 45,874 paid out
11 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
27.1
▼ 2.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.6 million
▲ 1% vs 2024
€ 57,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,093
▼ 6% vs 2024
Of which on lease € 6,051.
Debts at end 2025
€ 2.1 million
▼ 10% vs 2024
€ 319,102 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 588,263
▲ 101% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 169,524
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,663,443 | € 1,720,419 | € 1,519,284 | € 2,306,573 | ▲ 52% |
| Profit after taxes | € -234,481 | € -103,946 | € -397,131 | € 419,775 | ▲ € 816,907 |
| Equity | € 1,992,069 | € 1,888,123 | € 1,431,906 | € 1,805,807 | ▲ 26% |
| Total debts | € 3,676,217 | € 3,177,263 | € 2,981,266 | € 3,077,090 | ▲ 3% |
| Cash | € 666,715 | € 198,383 | € 269,501 | € 324,940 | ▲ 21% |
| Land & buildings | € 1,560,225 | € 1,503,368 | € 1,450,200 | € 1,406,263 | ▼ 3% |
| Retained profit | € 873,156 | € 769,211 | € 312,993 | € 686,895 | ▲ 119% |
| Dividend | € 0 | € 0 | € 59,086 | € 45,874 | ▼ 22% |
| Bank debt | € 2,642,354 | € 2,690,079 | € 2,357,288 | € 2,127,548 | ▼ 10% |
| Balance sheet total | € 5,668,286 | € 5,065,386 | € 4,413,172 | € 4,882,898 | ▲ 11% |
| Employees (FTE) | 28.5 | 30 | 29.5 | 27.1 | ▼ 2.4 |
Key figures of CHOC AND CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 November 2026.
What happened to CHOC AND CO?
What happened at CHOC AND CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Andrea GEMBLER stepped down as director. NBB
- Philippe LELLOUCHE stepped down as director. NBB
- Andreas GEMBLER stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 419,775. Source: NBB ↗
- Andrea GEMBLER became a director. NBB
- Philippe LELLOUCHE became a director. NBB
- Andreas GEMBLER became a director. NBB
- New establishment in Aartselaar. KBO
In short
From € 234,481 loss in 2022 to € 419,775 profit in 2025.
Paid € 8,870 in corporate taxes since 2022.
Best year ever: 2025, with € 419,775 profit.
On average € 85,100 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Andrea GEMBLER
Managing director
since 2022 · until 2028
Philippe LELLOUCHE
Director
since 2022 · until 2028
Andreas GEMBLER
Director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Avenue Robert Schuman 122
1401 Nivelles
Grasmarkt 15
1000 Brussel
Active since 19 January 1995
Helststraat 34-36
2630 Aartselaar
Active since 3 October 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.001.995
- VAT number
- BE 0440.001.995
- Registered office
- Avenue Robert Schuman 122, 1401 Nivelles
- Names & denominations
- CHOC AND CO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 March 1990
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
Vervaardiging van cacao, chocolade en suikerwerk