Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SIF GROUPE from Elsene, company number BE0439754151, closed financial year 2025 with a result of € 0 after tax. Compared with financial year 2024, the result moved from € 9,431 to € 0. Around break-even. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
€ -48,649
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 0
▼ 100% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -79,140.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 5,266 | € 6,143 | € 10,131 | - | |
| Profit after taxes | € 4,971 | € 5,611 | € 9,431 | € 0 | ▼ 100% |
| Equity | € -63,691 | € -58,080 | € -48,649 | € -48,649 | |
| Total debts | € 65,115 | € 59,947 | € 50,509 | € 48,649 | ▼ 4% |
| Cash | € 891 | € 8 | - | - | |
| Retained profit | € -94,181 | € -88,571 | € -79,140 | € -79,140 | |
| Bank debt | € 9,004 | € 9,004 | € 0 | € 0 | ▼ 100% |
| Balance sheet total | € 1,424 | € 1,868 | € 1,860 | € 0 | ▼ 100% |
Key figures of SIF GROUPE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SIF GROUPE?
What happened at SIF GROUPE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 0 (▼ 100% vs 2024). filed late Source: NBB ↗
- Nada Rachid became a director. NBB
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,971 profit in 2022 to € 0 profit in 2025.
Best year ever: 2024, with € 9,431 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Nada Rachid
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Italiëlaan 38 box 4
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.754.151
- VAT number
- BE 0439.754.151
- Registered office
- Italiëlaan 38 bus 4, 1050 Elsene
- Names & denominations
- SIF GROUPE
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 20 January 1990
- Peppol
- Not registered
- Activities · NACE
Niet-gespecialiseerde groothandel
Overige groothandel