Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 65 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DOKTER CHANTAL VANDERSPICKKEN from Zonhoven, company number BE0439714559, closed financial year 2025 with a result of € -33,243 after tax. For that financial year DOKTER CHANTAL VANDERSPICKKEN recorded a gross margin of € -3,749 and equity of € 332,774. Compared with financial year 2024, the result moved from € 5,999 to € -33,243. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 332,774
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -33,243
▼ still € 5,999 profit in 2024
Profit after tax over the fiscal year.
€ 9,538
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 314,174.
People and assets in 2025
€ 2,221
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 9,276
▲ € 9,150 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,739 | € 49,242 | € 40,256 | € -3,749 | ▼ € 44,005 |
| Profit after taxes | € 10,766 | € 11,579 | € 5,999 | € -33,243 | ▼ € 39,241 |
| Equity | € 364,998 | € 376,577 | € 366,017 | € 332,774 | ▼ 9% |
| Total debts | € 81,102 | € 39,202 | € 23,375 | € 18,795 | ▼ 20% |
| Cash | € 86,188 | € 13,045 | € 17,293 | € 9,538 | ▼ 45% |
| Land & buildings | € 309,559 | € 302,198 | € 282,808 | € 273,544 | ▼ 3% |
| Retained profit | € 346,398 | € 357,977 | € 347,417 | € 314,174 | ▼ 10% |
| Dividend | € 800 | € 0 | € 0 | € 0 | |
| Bank debt | € 59,490 | € 31,686 | € 2,980 | € 0 | ▼ 100% |
| Balance sheet total | € 446,100 | € 415,779 | € 389,392 | € 351,569 | ▼ 10% |
Key figures of DOKTER CHANTAL VANDERSPICKKEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DOKTER CHANTAL VANDERSPICKKEN?
What happened at DOKTER CHANTAL VANDERSPICKKEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 33,243 (▼ € 39,241 vs 2024). Source: NBB ↗
- New establishment in Zonhoven. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,766 profit in 2022 to € 33,243 loss in 2025.
Paid € 9,838 in corporate taxes since 2022.
Best year ever: 2023, with € 11,579 profit.
Paid out € 800 in dividends to the owners in total.
Management
Behind DOKTER CHANTAL VANDERSPICKKEN is Chantal Vanderspickken.
Directors
According to the 2025 annual accounts
Chantal Vanderspickken
Director
Establishments
Establishment units
Physical locations of this company
Veldhinweg 37
3520 Zonhoven
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.714.559
- VAT number
- BE 0439.714.559
- Registered office
- Veldhinweg 37, 3520 Zonhoven
- Names & denominations
- DOKTER CHANTAL VANDERSPICKKEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 1989
- Peppol
- Active · Active since 1 Jan 2001