Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
ASSURANCES MONCOUSIN from Sainte-Ode, company number BE0439704463, closed financial year 2024 with a result of € 2,152 after tax. For that financial year ASSURANCES MONCOUSIN recorded a gross margin of € 4,584 and equity of € -10,294. Compared with financial year 2023, the result moved from € -3,756 to € 2,152. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ -10,294
▲ € 2,152 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,152
▲ still € 3,756 loss in 2023
Profit after tax over the fiscal year.
€ 2,760
▲ 59% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -16,491.
People and assets in 2024
€ 9,822
▼ 34% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 10,465
▼ 32% vs 2023
€ 5,111 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 2,629
▼ 3% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 6,697
▲ 125% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 2,811 | € -7,754 | € 1,875 | € 4,584 | ▲ 144% |
| Profit after taxes | € -728 | € -5,036 | € -3,756 | € 2,152 | ▲ € 5,908 |
| Equity | € -3,654 | € -8,690 | € -12,446 | € -10,294 | ▲ € 2,152 |
| Total debts | € 7,162 | € 31,759 | € 29,923 | € 24,199 | ▼ 19% |
| Cash | € 300 | € 2,272 | € 1,735 | € 2,760 | ▲ 59% |
| Retained profit | € -9,851 | € -14,887 | € -18,643 | € -16,491 | ▲ € 2,152 |
| Bank debt | € 3,283 | € 20,000 | € 15,343 | € 10,465 | ▼ 32% |
| Balance sheet total | € 3,508 | € 23,069 | € 17,477 | € 13,905 | ▼ 20% |
Key figures of ASSURANCES MONCOUSIN, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ASSURANCES MONCOUSIN?
What happened at ASSURANCES MONCOUSIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 2,152. filed late Source: NBB ↗
- New establishment in Sainte-Ode. KBO
- Start of the company according to the CBE. KBO
In short
From € 728 loss in 2021 to € 2,152 profit in 2024.
Paid € 8,534 in corporate taxes since 2021.
Best year ever: 2024, with € 2,152 profit.
A new publication or filing at ASSURANCES MONCOUSIN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue de la Laiterie 2
6680 Sainte-Ode
Sprimont 21
6680 Sainte-Ode
Active since 18 March 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.704.463
- VAT number
- BE 0439.704.463
- Registered office
- Rue de la Laiterie 2, 6680 Sainte-Ode
- Names & denominations
- ASSURANCES MONCOUSIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 1989
- Peppol
- Not registered