What does FINHOUBEL do?

FINHOUBEL is registered with the CBE as active in: Ontwikkeling van residentiële bouwprojecten. Public Limited, started on 29 December 1989, 1 establishment.

What is the address of FINHOUBEL?

The registered office of FINHOUBEL is located at Buckenslindestraat 4, 3730 Bilzen-Hoeselt.

Is FINHOUBEL still active?

Yes. According to the CBE (30 October 2026) FINHOUBEL is active, legal situation “Normale toestand”, started on 29 December 1989.

Is FINHOUBEL registered on Peppol?

Yes, FINHOUBEL is registered on the Peppol network with ID 0208:0439577769.

What is the enterprise number of FINHOUBEL?

The enterprise number of FINHOUBEL is BE0439577769.

When was FINHOUBEL founded?

FINHOUBEL was founded on 29 December 1989.

Who are the directors of FINHOUBEL?

According to the 2025 annual accounts, the directors of FINHOUBEL are: Patrick Houwaer.

Is FINHOUBEL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 December 1989; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINHOUBEL make in 2025?

FINHOUBEL posted a profit after taxes of € 35,368 in financial year 2025.

What is the revenue of FINHOUBEL?

As a small company, FINHOUBEL is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 109,531.

FINHOUBEL (Public Limited) - Bilzen-Hoeselt

Dossier FINHOUBEL, printed on 30 October 2026 from databakkes.be/en/0439577769/finhoubel. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FINHOUBEL from Bilzen-Hoeselt, company number BE0439577769, closed financial year 2025 with a result of € 35,368 after tax. For that financial year FINHOUBEL recorded a gross margin of € 109,531 and equity of € 1.8 million. Compared with financial year 2024, the result moved from € -36,200 to € 35,368. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 14, 2026.

What it is worth Growing

€ 1.8 million

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 35,368

▲ still € 36,200 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 325,153

▲ € 319,467 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.7 million.

People and assets in 2025

Vehicles and equipment

€ 15,291

▼ 34% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 715,786

▲ 44% vs 2024

€ 36,078 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 25,973

▼ 12% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 10,253

▼ 28% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 42,796 Gross margin 2022: € 42,796 First fiscal year in the series	€ 3,739 Gross margin 2023: € 3,739 ▼ 91% vs 2022 (€ 42,796) Unfavourable step	€ 65,938 Gross margin 2024: € 65,938 ▲ € 62,199 vs 2023 (€ 3,739) Favourable step	€ 109,531 Gross margin 2025: € 109,531 ▲ 66% vs 2024 (€ 65,938) Favourable step	▲ 66%
Profit after taxes	€ -188,348 Profit after taxes 2022: € -188,348 First fiscal year in the series	€ -82,354 Profit after taxes 2023: € -82,354 ▲ € 105,994 vs 2022 (€ -188,348) Favourable step	€ -36,200 Profit after taxes 2024: € -36,200 ▲ € 46,154 vs 2023 (€ -82,354) Favourable step	€ 35,368 Profit after taxes 2025: € 35,368 ▲ € 71,568 vs 2024 (€ -36,200) Favourable step	▲ € 71,568
Equity	€ 1,876,211 Equity 2022: € 1,876,211 First fiscal year in the series	€ 1,793,857 Equity 2023: € 1,793,857 ▼ 4% vs 2022 (€ 1,876,211) Unfavourable step	€ 1,757,657 Equity 2024: € 1,757,657 ▼ 2% vs 2023 (€ 1,793,857) Unfavourable step	€ 1,793,025 Equity 2025: € 1,793,025 ▲ 2% vs 2024 (€ 1,757,657) Favourable step	▲ 2%
Total debts	€ 402,513 Total debts 2022: € 402,513 First fiscal year in the series	€ 454,939 Total debts 2023: € 454,939 ▲ 13% vs 2022 (€ 402,513) Unfavourable step	€ 579,112 Total debts 2024: € 579,112 ▲ 27% vs 2023 (€ 454,939) Unfavourable step	€ 791,410 Total debts 2025: € 791,410 ▲ 37% vs 2024 (€ 579,112) Unfavourable step	▲ 37%
Cash	€ 634,537 Cash 2022: € 634,537 First fiscal year in the series	€ 0 Cash 2023: € 0 ▼ 100% vs 2022 (€ 634,537) Unfavourable step	€ 5,686 Cash 2024: € 5,686 Unchanged (€ 0) Favourable step	€ 325,153 Cash 2025: € 325,153 ▲ € 319,467 vs 2024 (€ 5,686) Favourable step	▲ € 319,467
Land & buildings	€ 396,251 Land & buildings 2022: € 396,251 First fiscal year in the series	€ 354,394 Land & buildings 2023: € 354,394 ▼ 11% vs 2022 (€ 396,251) Unchanged	€ 736,368 Land & buildings 2024: € 736,368 ▲ 108% vs 2023 (€ 354,394) Unchanged	€ 731,098 Land & buildings 2025: € 731,098 ▼ 1% vs 2024 (€ 736,368) Unchanged	▼ 1%
Retained profit	€ 1,801,211 Retained profit 2022: € 1,801,211 First fiscal year in the series	€ 1,718,857 Retained profit 2023: € 1,718,857 ▼ 5% vs 2022 (€ 1,801,211) Unfavourable step	€ 1,682,657 Retained profit 2024: € 1,682,657 ▼ 2% vs 2023 (€ 1,718,857) Unfavourable step	€ 1,718,025 Retained profit 2025: € 1,718,025 ▲ 2% vs 2024 (€ 1,682,657) Favourable step	▲ 2%
Bank debt	€ 172,777 Bank debt 2022: € 172,777 First fiscal year in the series	€ 364,036 Bank debt 2023: € 364,036 ▲ 111% vs 2022 (€ 172,777) Unfavourable step	€ 495,977 Bank debt 2024: € 495,977 ▲ 36% vs 2023 (€ 364,036) Unfavourable step	€ 715,786 Bank debt 2025: € 715,786 ▲ 44% vs 2024 (€ 495,977) Unfavourable step	▲ 44%
Balance sheet total	€ 2,278,723 Balance sheet total 2022: € 2,278,723 First fiscal year in the series	€ 2,248,796 Balance sheet total 2023: € 2,248,796 ▼ 1% vs 2022 (€ 2,278,723) Unchanged	€ 2,336,769 Balance sheet total 2024: € 2,336,769 ▲ 4% vs 2023 (€ 2,248,796) Unchanged	€ 2,584,435 Balance sheet total 2025: € 2,584,435 ▲ 11% vs 2024 (€ 2,336,769) Unchanged	▲ 11%

Key figures of FINHOUBEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINHOUBEL?

What happened at FINHOUBEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2031 Patrick Houwaer stepped down as director. NBB
Oct 14, 2026 New annual accounts for financial year 2025: profit of € 35,368. filed late Source: NBB ↗
2025 Patrick Houwaer became a director. NBB
Feb 1, 1990 New establishment in Bilzen-Hoeselt. KBO
Dec 29, 1989 Start of the company according to the CBE. KBO

In short

From € 188,348 loss in 2022 to € 35,368 profit in 2025.

Paid € 3,199 in corporate taxes since 2022.

Best year ever: 2025, with € 35,368 profit.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

Patrick Houwaer

Director

since 2025 · until 2031

Establishments

Establishment units

Physical locations of this company

Registered office

Buckenslindestraat 4

3730 Bilzen-Hoeselt

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

TH VASTGOED

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0439.577.769

VAT number

BE 0439.577.769

Registered office

Buckenslindestraat 4, 3730 Bilzen-Hoeselt

Names & denominations

FINHOUBEL

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

29 December 1989

Peppol

Active · Active since 12 Dec 2025

Activities · NACE

Ontwikkeling van residentiële bouwprojecten

Projectontwikkeling voor woningbouw

Activiteiten van toeristische informatiediensten

Algemene bouw van residentiële gebouwen

Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)

Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)

Optrekken van andere residentiële gebouwen en van kantoorgebouwen

Detailhandel in motorvoertuigen

View on CBE Public ↗ Annual accounts (NBB) ↗