Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 18.4 to 14.7.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
PAUL ZANZEN ET FILS from Waimes, company number BE0439540454, closed financial year 2025 with a result of € 77,788 after tax. For that financial year PAUL ZANZEN ET FILS recorded a gross margin of € 1 million and equity of € 845,474. Compared with financial year 2024, the result moved from € 84,902 to € 77,788. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 845,474
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 77,788
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 743,998
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 633,974.
People and assets in 2025
14.7
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 757,400
▲ 5% vs 2024
€ 51,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 763,763
▲ € 609,071 vs 2024
Of which on lease € 532,051.
Debts at end 2025
€ 836,021
▲ € 674,974 vs 2024
€ 178,904 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 223,142
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 147,803
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,054,673 | € 1,125,607 | € 967,713 | € 1,033,237 | ▲ 7% |
| Profit after taxes | € 54,161 | € 39,952 | € 84,902 | € 77,788 | ▼ 8% |
| Equity | € 643,774 | € 682,784 | € 767,686 | € 845,474 | ▲ 10% |
| Total debts | € 1,255,580 | € 825,432 | € 1,028,256 | € 1,622,351 | ▲ 58% |
| Cash | € 644,471 | € 594,887 | € 915,945 | € 743,998 | ▼ 19% |
| Land & buildings | € 181,255 | € 295,656 | € 276,043 | € 256,429 | ▼ 7% |
| Retained profit | € 432,274 | € 471,284 | € 556,186 | € 633,974 | ▲ 14% |
| Bank debt | € 477,800 | € 241,867 | € 161,047 | € 836,021 | ▲ € 674,974 |
| Balance sheet total | € 1,900,924 | € 1,508,216 | € 1,795,942 | € 2,467,825 | ▲ 37% |
| Employees (FTE) | 18.8 | 18.4 | 15.2 | 14.7 | ▼ 0.5 |
Key figures of PAUL ZANZEN ET FILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PAUL ZANZEN ET FILS?
What happened at PAUL ZANZEN ET FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jordan ZANZEN stepped down as director. NBB
- Paul ZANZEN stepped down as director. NBB
- - HEINEN Marie-Ange épouse ZANZEN Paul stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 77,788 (▼ 8% vs 2024). filed late Source: NBB ↗
- Jordan ZANZEN became a director. NBB
- Paul ZANZEN became a director. NBB
- - HEINEN Marie-Ange épouse ZANZEN Paul became a director. NBB
- New establishment in Waimes. KBO
In short
From € 54,161 profit in 2022 to € 77,788 profit in 2025.
Paid € 113,128 in corporate taxes since 2022.
Best year ever: 2024, with € 84,902 profit.
On average € 70,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2022 · until 2028
Paul ZANZEN
Managing director
since 2022 · until 2028
- HEINEN Marie-Ange épouse ZANZEN Paul
Director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
A la Croix Marquet,Sourbrodt 20
4950 Waimes
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.540.454
- VAT number
- BE 0439.540.454
- Registered office
- A la Croix Marquet,Sourbrodt 20, 4950 Waimes
- Names & denominations
- PAUL ZANZEN ET FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 January 1990
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
Dakbedekking en bouw van dakconstructies
Dakwerkzaamheden
Schrijnwerk
Sanitaire werkzaamheden
Overig loodgieterswerk
Schrijnwerk van hout of van kunststof