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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ASSURANCES DIROSA from Colfontaine, company number BE0439493538, closed financial year 2025 with a result of € 40,978 after tax. For that financial year ASSURANCES DIROSA recorded a gross margin of € 231,989 and equity of € 657,422. Compared with financial year 2024, the result moved from € -56,164 to € 40,978. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 657,422
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,978
▲ still € 56,164 loss in 2024
Profit after tax over the fiscal year.
€ 50,343
▲ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 595,501.
People and assets in 2025
3
▼ 2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 143,717
▼ 32% vs 2024
€ 47,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,520
▼ 59% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 47,087
▼ 35% vs 2024
€ 10,702 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 19,039
▲ € 18,674 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,591
▼ 53% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 296,978 | € 201,169 | € 200,913 | € 231,989 | ▲ 15% |
| Profit after taxes | € 58,190 | € 8,017 | € -56,164 | € 40,978 | ▲ € 97,143 |
| Equity | € 702,358 | € 672,661 | € 616,497 | € 657,422 | ▲ 7% |
| Total debts | € 105,876 | € 182,293 | € 154,418 | € 132,314 | ▼ 14% |
| Cash | € 54,611 | € 82,327 | € 26,724 | € 50,343 | ▲ 88% |
| Retained profit | € 640,385 | € 610,688 | € 554,523 | € 595,501 | ▲ 7% |
| Dividend | € 37,714 | € 37,714 | € 0 | € 0 | |
| Bank debt | € 1,269 | € 24,746 | € 72,603 | € 47,087 | ▼ 35% |
| Balance sheet total | € 832,366 | € 878,036 | € 792,947 | € 810,720 | ▲ 2% |
| Employees (FTE) | 3.2 | 3.4 | 5 | 3 | ▼ 2 |
Key figures of ASSURANCES DIROSA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES DIROSA?
What happened at ASSURANCES DIROSA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,978. filed late Source: NBB ↗
- New establishment in Colfontaine. KBO
- Start of the company according to the CBE. KBO
In short
From € 58,190 profit in 2022 to € 40,978 profit in 2025.
Paid € 62,606 in corporate taxes since 2022.
Best year ever: 2022, with € 58,190 profit.
On average € 77,300 of value added per employee in 2025.
A new publication or filing at ASSURANCES DIROSA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ASSURANCES DIROSA are Michel DIROSA and Daniel DIROSA. Daniel DIROSA is also behind BUREAU FINANCIER DIROSA & FILS, DDM ASSURANCES, DDM IMMO and DL ASSURANCES.
Directors
According to the 2025 annual accounts
Michel DIROSA
Director
Daniel DIROSA
Director
Also active at: BUREAU FINANCIER DIROSA & FILS, DDM ASSURANCES, DDM IMMO, DL ASSURANCES
Establishments
Establishment units
Physical locations of this company
Rue Clémenceau 201
7340 Colfontaine
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Website info
Features
Details
- Company number
- 0439.493.538
- VAT number
- BE 0439.493.538
- Registered office
- Rue Clémenceau 201, 7340 Colfontaine
- Names & denominations
- ASSURANCES DIROSA · ASSURANCES DU BORINAGE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 December 1989
- Peppol
- Not registered
- Contact
- dirosaetfils.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten