Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
22 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SCANDINAVIAN FINANCIAL SERVICES from Zaventem, company number BE0439430784, closed financial year 2025 with a result of € 20,656 after tax. For that financial year SCANDINAVIAN FINANCIAL SERVICES recorded a gross margin of € 44,189 and equity of € 283,800. Compared with financial year 2024, the result moved from € 38,445 to € 20,656. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 20, 2025.
€ 283,800
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,656
▼ 46% vs 2024
Profit after tax over the fiscal year.
€ 10,672
▼ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 30,653 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 256,815
Loans from banks and other lenders, long and short.
€ 1,158
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,197
▼ 79% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 54,364 | € 59,041 | € 75,204 | € 44,189 | ▼ 41% |
| Profit after taxes | € 1,107 | € 7,120 | € 38,445 | € 20,656 | ▼ 46% |
| Equity | € 294,210 | € 286,004 | € 293,796 | € 283,800 | ▼ 3% |
| Total debts | € 287,987 | € 280,804 | € 282,443 | € 264,599 | ▼ 6% |
| Cash | € 18,660 | € 28,391 | € 33,484 | € 10,672 | ▼ 68% |
| Land & buildings | € 532,400 | € 503,000 | € 503,000 | € 503,000 | |
| Retained profit | € 190,810 | € 182,604 | € 190,396 | € 180,400 | ▼ 5% |
| Dividend | € 10,947 | € 15,326 | € 30,653 | € 30,653 | |
| Bank debt | € 270,277 | € 262,604 | € 256,815 | € 256,815 | |
| Balance sheet total | € 582,197 | € 566,808 | € 576,239 | € 548,399 | ▼ 5% |
Key figures of SCANDINAVIAN FINANCIAL SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to SCANDINAVIAN FINANCIAL SERVICES?
What happened at SCANDINAVIAN FINANCIAL SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,656 (▼ 46% vs 2024). Source: NBB ↗
- Alberto DI ROCCO became a director. NBB
- Lisette DESCHOUWER became a director. NBB
- New establishment in Zaventem. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,107 profit in 2022 to € 20,656 profit in 2025.
Paid € 23,156 in corporate taxes since 2022.
Best year ever: 2024, with € 38,445 profit.
Paid out € 87,579 in dividends to the owners in total.
A new publication or filing at SCANDINAVIAN FINANCIAL SERVICES? We notify you, reason included.
Follow SCANDINAVIAN FINANCIAL SERVICESDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SCANDINAVIAN FINANCIAL SERVICES are Lisette DESCHOUWER, Alberto DI ROCCO and DESCHOUWER & CO BVBA. Lisette DESCHOUWER is also behind KANTOOR DESCHOUWER and THOLLEBEKE & PARTNERS bvbvba. Alberto DI ROCCO is also behind INGE VANDENSTEEN & CO and THOLLEBEKE & PARTNERS bvbvba.
Directors
According to the 2025 annual accounts
Lisette DESCHOUWER
Managing director
Also active at: KANTOOR DESCHOUWER, THOLLEBEKE & PARTNERS bvbvba
since 1997
since 2007
Director · represented by Lisette DESCHOUWER
Establishments
Establishment units
Physical locations of this company
Leuvensesteenweg 533
1930 Zaventem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.
All companies at this address →AIRXPORT
€ -5,120 gross margin · 2025
Willy van den Berk
€ 381,519 gross margin · 2025
CONTAX
€ 14,484 gross margin · 2025
EFFICIENCY AND FACILITY MANAGEMENT
€ 10,353 gross margin · 2025
Ecoform Management
€ -1,498 gross margin · 2024
+17 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.430.784
- VAT number
- BE 0439.430.784
- Registered office
- Leuvensesteenweg 533, 1930 Zaventem
- Names & denominations
- SCANDINAVIAN FINANCIAL SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 1990
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Activiteiten van syndici van onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen