Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SECRETARIAT MEDICAL TELEPHONIQUE from Sint-Lambrechts-Woluwe, company number BE0439430388, closed financial year 2025 with a result of € -29,681 after tax. For that financial year SECRETARIAT MEDICAL TELEPHONIQUE recorded a gross margin of € 505,128 and equity of € -235,998. Compared with financial year 2024, the result moved from € -102,461 to € -29,681. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -235,998
▼ € 29,681 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -29,681
▲ 71 % less loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -254,590.
People and assets in 2025
€ 512,910
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 167
▼ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 55,607
▼ 31% vs 2024
Loans from banks and other lenders, long and short.
€ 84,653
▲ € 73,198 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 215,225
▲ 24% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 429,241 | € 520,042 | € 468,409 | € 505,128 | ▲ 8% |
| Profit after taxes | € -3,952 | € -6,588 | € -102,461 | € -29,681 | ▲ € 72,780 |
| Equity | € -97,268 | € -103,856 | € -206,317 | € -235,998 | ▼ € 29,681 |
| Total debts | € 256,648 | € 237,491 | € 279,964 | € 356,250 | ▲ 27% |
| Retained profit | € -115,860 | € -122,448 | € -224,909 | € -254,590 | ▼ € 29,681 |
| Bank debt | € 123,299 | € 94,079 | € 80,248 | € 55,607 | ▼ 31% |
| Balance sheet total | € 159,380 | € 133,635 | € 73,647 | € 120,251 | ▲ 63% |
Key figures of SECRETARIAT MEDICAL TELEPHONIQUE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SECRETARIAT MEDICAL TELEPHONIQUE?
What happened at SECRETARIAT MEDICAL TELEPHONIQUE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 29,681. filed late Source: NBB ↗
- New establishment in Namur. KBO
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,952 loss in 2022 to € 29,681 loss in 2025.
Paid € 513 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SECRETARIAT MEDICAL TELEPHONIQUE is CONCREATO SRL SRL.
Directors
According to the 2025 annual accounts
Director · represented by Ralet Michael
Establishments
Establishment units
Physical locations of this company
Leon Tombulaan 4
1200 Sint-Lambrechts-Woluwe
Avenue d'Ecolys(RH) 2 box 24
5020 Namur
Active since 18 February 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
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+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
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Details
- Company number
- 0439.430.388
- VAT number
- BE 0439.430.388
- Registered office
- Leon Tombulaan 4, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- SECRETARIAT MEDICAL TELEPHONIQUE · TOUBIP - BIP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 1990
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Secretariaten
Fotokopiëren, documentvoorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren