Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J & M DECOENE from Koksijde, company number BE0439397132, closed financial year 2025 with a result of € -1,795 after tax. For that financial year J & M DECOENE recorded a gross margin of € 240,989 and equity of € 207,154. Compared with financial year 2024, the result moved from € 17,887 to € -1,795. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 207,154
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,795
▼ still € 17,887 profit in 2024
Profit after tax over the fiscal year.
€ 31,546
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 188,554.
People and assets in 2025
€ 175,219
▲ 47% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 39,300
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 41,264
▼ 25% vs 2024
€ 9,417 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 19,491
▲ € 14,847 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,209
▲ 40% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,119 | € 170,562 | € 195,505 | € 240,989 | ▲ 23% |
| Profit after taxes | € -16,901 | € 11,089 | € 17,887 | € -1,795 | ▼ € 19,683 |
| Equity | € 179,973 | € 191,062 | € 208,949 | € 207,154 | ▼ 1% |
| Total debts | € 235,811 | € 240,321 | € 248,037 | € 235,035 | ▼ 5% |
| Cash | € 3,213 | € 17,984 | € 35,293 | € 31,546 | ▼ 11% |
| Land & buildings | € 312,357 | € 309,083 | € 286,897 | € 265,242 | ▼ 8% |
| Retained profit | € 161,373 | € 172,462 | € 190,349 | € 188,554 | ▼ 1% |
| Bank debt | € 6,624 | € 4,355 | € 55,246 | € 41,264 | ▼ 25% |
| Balance sheet total | € 441,051 | € 454,706 | € 478,366 | € 461,625 | ▼ 3% |
Key figures of J & M DECOENE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J & M DECOENE?
What happened at J & M DECOENE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,795 (▼ € 19,683 vs 2024). filed late Source: NBB ↗
- New establishment in Koksijde. KBO
- JEAN DE COENE became a director. NBB
- MICHEL DE COENE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 16,901 loss in 2022 to € 1,795 loss in 2025.
Paid € 24,276 in corporate taxes since 2022.
Best year ever: 2024, with € 17,887 profit.
A new publication or filing at J & M DECOENE? We notify you, reason included.
Follow J & M DECOENEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J & M DECOENE are JEAN DE COENE and MICHEL DE COENE.
Directors
According to the 2025 annual accounts
JEAN DE COENE
Director
since 1990
MICHEL DE COENE
Director
since 1990
Establishments
Establishment units
Physical locations of this company
Strandlaan(Kok) 119
8670 Koksijde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.397.132
- VAT number
- BE 0439.397.132
- Registered office
- Strandlaan(Kok) 119, 8670 Koksijde
- Names & denominations
- J & M DECOENE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 January 1990
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Schilderen van gebouwen
Schilderen