Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
Financials
Financial year 2024
BERMAL from Tellin, company number BE0439247573, closed financial year 2024 with a result of € -70,735 after tax. For that financial year BERMAL recorded a gross margin of € 151,243 and equity of € 647,093. Compared with financial year 2023, the result moved from € -112,754 to € -70,735. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ 647,093
▼ 10% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -70,735
▲ 37 % less loss than in 2023
Profit after tax over the fiscal year.
€ 69,608
▲ 111% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 585,093.
People and assets in 2024
€ 31,861
▼ 7% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,780
▼ 67% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1 million
▲ 4% vs 2023
Loans from banks and other lenders, long and short.
€ 11,056
▲ 24% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 4,475
▼ 36% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 476,463 | € 59,373 | € 114,885 | € 151,243 | ▲ 32% |
| Profit after taxes | € 169,006 | € -176,283 | € -112,754 | € -70,735 | ▲ € 42,020 |
| Equity | € 1,006,865 | € 830,582 | € 717,828 | € 647,093 | ▼ 10% |
| Total debts | € 1,158,441 | € 1,158,894 | € 1,157,319 | € 1,143,295 | ▼ 1% |
| Cash | € 35,920 | € 21,516 | € 33,004 | € 69,608 | ▲ 111% |
| Land & buildings | € 2,084,215 | € 1,939,258 | € 1,850,396 | € 1,747,628 | ▼ 6% |
| Retained profit | € 944,865 | € 768,582 | € 655,828 | € 585,093 | ▼ 11% |
| Bank debt | € 955,107 | € 945,152 | € 960,779 | € 1,001,371 | ▲ 4% |
| Balance sheet total | € 2,209,186 | € 2,033,357 | € 1,918,721 | € 1,833,330 | ▼ 4% |
Key figures of BERMAL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BERMAL?
What happened at BERMAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Patrick HURBAIN stepped down as director. NBB
- Carine VAN ONGEVALLE stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 70,735. filed late Source: NBB ↗
- Patrick HURBAIN became a director. NBB
- Carine VAN ONGEVALLE became a director. NBB
- New establishment in Tellin. KBO
- Start of the company according to the CBE. KBO
In short
From € 169,006 profit in 2021 to € 70,735 loss in 2024.
Paid € 20,359 in corporate taxes since 2021.
Best year ever: 2021, with € 169,006 profit.
Management
Directors
According to the 2024 annual accounts
Patrick HURBAIN
Managing director
Also active at: Auxiliaire Rossel, L'IMMOBILIERE DE L'AUTOMNE, AFFICHAGE URBAIN
since 2020 · until 2026
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Rue de la Culée, Resteigne 99
6927 Tellin
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.247.573
- VAT number
- BE 0439.247.573
- Registered office
- Rue de la Culée, Resteigne 99, 6927 Tellin
- Names & denominations
- BERMAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 December 1989
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
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