Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HABEMA from La Louvière, company number BE0439105934, closed financial year 2025 with a result of € 30,782 after tax. For that financial year HABEMA recorded a gross margin of € 82,964 and equity of € 680,744. Compared with financial year 2024, the result moved from € 5,479 to € 30,782. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 680,744
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 30,782
▲ € 25,302 vs 2024
Profit after tax over the fiscal year.
€ 20,122
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1.4 million.
Debts at end 2025
€ 659,143
▼ 22% vs 2024
€ 26,551 is repaid this year. At this pace the long-term loan is gone in ≈ 25 years.
€ 1,294
▼ 97% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,851
▲ € 10,090 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 652,692 | € 161,573 | € 91,395 | € 82,964 | ▼ 9% |
| Profit after taxes | € 505,275 | € 80,943 | € 5,479 | € 30,782 | ▲ € 25,302 |
| Equity | € 531,468 | € 612,228 | € 617,525 | € 680,744 | ▲ 10% |
| Total debts | € 976,594 | € 911,372 | € 885,960 | € 673,288 | ▼ 24% |
| Cash | € 24,317 | - | - | € 20,122 | |
| Land & buildings | € 1,477,123 | € 1,519,143 | € 1,496,162 | € 1,344,242 | ▼ 10% |
| Retained profit | € -1,547,610 | € -1,466,667 | € -1,461,188 | € -1,397,786 | ▲ € 63,402 |
| Bank debt | € 931,833 | € 904,606 | € 840,113 | € 659,143 | ▼ 22% |
| Balance sheet total | € 1,508,062 | € 1,523,600 | € 1,503,485 | € 1,364,906 | ▼ 9% |
Key figures of HABEMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HABEMA?
What happened at HABEMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- IDA VAN ALPHEN stepped down as director. NBB
- HESOR S. Etr. stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 30,782 (▲ € 25,302 vs 2024). Source: NBB ↗
- IDA VAN ALPHEN became a director. NBB
- HESOR S. Etr. became a director. NBB
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 505,275 profit in 2022 to € 30,782 profit in 2025.
Paid € 21,038 in corporate taxes since 2022.
Best year ever: 2022, with € 505,275 profit.
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2029
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Boulevard de la Technicité(H-G) 3
7110 La Louvière
Rue de la Science 10 box 1
1400 Nivelles
Active since 6 May 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.105.934
- VAT number
- BE 0439.105.934
- Registered office
- Boulevard de la Technicité(H-G) 3, 7110 La Louvière
- Names & denominations
- HABEMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 November 1989
- Peppol
- Active · Active since 29 Jan 2026
- Activities · NACE
Activiteiten van syndici van onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen