Financials
Financial year 2025
BLATO Invest from Oostende, company number BE0439087623, closed financial year 2025 with a result of € -51,703 after tax. For that financial year BLATO Invest recorded a gross margin of € 69,184 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 230,203 to € -51,703. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 1.5 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -51,703
▼ still € 230,203 profit in 2024
Profit after tax over the fiscal year.
€ 54,452
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.4 million.
People and assets in 2025
€ 47,539
▲ 90% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 729,482
▼ 5% vs 2024
€ 39,973 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 5,425
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,165
▼ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 180,334 | € 337,737 | € 52,232 | € 69,184 | ▲ 32% |
| Profit after taxes | € 61,425 | € 139,545 | € 230,203 | € -51,703 | ▼ € 281,906 |
| Equity | € 1,180,223 | € 1,319,769 | € 1,549,972 | € 1,498,268 | ▼ 3% |
| Total debts | € 995,725 | € 1,292,384 | € 822,088 | € 775,099 | ▼ 6% |
| Cash | € 45,202 | € 52,268 | € 505,006 | € 54,452 | ▼ 89% |
| Land & buildings | € 2,182,917 | € 2,086,067 | € 1,994,362 | € 1,897,315 | ▼ 5% |
| Retained profit | € 1,105,823 | € 1,245,369 | € 1,475,572 | € 1,423,868 | ▼ 4% |
| Bank debt | € 851,444 | € 808,418 | € 769,117 | € 729,482 | ▼ 5% |
| Balance sheet total | € 2,349,115 | € 2,778,729 | € 2,532,046 | € 2,426,763 | ▼ 4% |
Key figures of BLATO Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BLATO Invest?
What happened at BLATO Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 51,703 (▼ € 281,906 vs 2024). Source: NBB ↗
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 61,425 profit in 2022 to € 51,703 loss in 2025.
Paid € 108,819 in corporate taxes since 2022.
Best year ever: 2024, with € 230,203 profit.
Management
Behind BLATO Invest are Sophia Toch and Bart Blancke. It owns 100% of Insurexpert itself.
Directors
According to the 2025 annual accounts
Sophia Toch
Bestuurder
Bart Blancke
Bestuurder
Establishments
Establishment units
Physical locations of this company
Kapucijnenstraat 35 box .07.01
8400 Oostende
Kapucijnenstraat 35 box 701
8400 Oostende
Active since 20 November 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.087.623
- VAT number
- BE 0439.087.623
- Registered office
- Kapucijnenstraat 35 bus .07.01, 8400 Oostende
- Names & denominations
- BLATO Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 1989
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
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