Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
STEKELORUM INSURANCE from Schaarbeek, company number BE0439054959, closed financial year 2025 with a result of € 92,550 after tax. For that financial year STEKELORUM INSURANCE recorded a gross margin of € 93,380 and equity of € -54,476. Compared with financial year 2024, the result moved from € 3,974 to € 92,550. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ -54,476
▲ € 92,550 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 92,550
▲ € 88,575 vs 2024
Profit after tax over the fiscal year.
€ 57,534
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -116,476.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,099
▲ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,570 | € 28,362 | € 7,243 | € 93,380 | ▲ € 86,138 |
| Profit after taxes | € -4,782 | € 27,683 | € 3,974 | € 92,550 | ▲ € 88,575 |
| Equity | € -178,683 | € -151,000 | € -147,026 | € -54,476 | ▲ € 92,550 |
| Total debts | € 181,900 | € 158,928 | € 149,622 | € 133,519 | ▼ 11% |
| Cash | € 1,540 | € 3,964 | - | € 57,534 | |
| Retained profit | € -240,683 | € -213,000 | € -209,026 | € -116,476 | ▲ € 92,550 |
| Bank debt | € 0 | € 0 | € 8,094 | € 0 | ▼ 100% |
| Balance sheet total | € 3,216 | € 7,929 | € 2,596 | € 79,043 | ▲ € 76,447 |
Key figures of STEKELORUM INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEKELORUM INSURANCE?
What happened at STEKELORUM INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 92,550 (▲ € 88,575 vs 2024). filed late Source: NBB ↗
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,782 loss in 2022 to € 92,550 profit in 2025.
Best year ever: 2025, with € 92,550 profit.
A new publication or filing at STEKELORUM INSURANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEKELORUM INSURANCE are MONIQUE de LATRE du BOUSEAU and PIERRE STEKELORUM.
Directors
According to the 2025 annual accounts
MONIQUE de LATRE du BOUSEAU
Director
PIERRE STEKELORUM
Managing director
Establishments
Establishment units
Physical locations of this company
Freesiadreef 1 box 129
1030 Schaarbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.054.959
- VAT number
- BE 0439.054.959
- Registered office
- Freesiadreef 1 bus 129, 1030 Schaarbeek
- Names & denominations
- STEKELORUM INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 November 1989
- Peppol
- Not registered