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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ASSURANCES DURANT & FILS from Charleroi, company number BE0439031896, closed financial year 2025 with a result of € 33,377 after tax. For that financial year ASSURANCES DURANT & FILS recorded a gross margin of € 525,878 and equity of € 190,892. Compared with financial year 2024, the result moved from € 28,154 to € 33,377. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 8, 2026.
€ 190,892
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 33,377
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 92,927
▲ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 32,000 paid out
96 % of the profit went to the shareholders, mostly to ETC (100 % of the shares). That is where the money ends up.
People and assets in 2025
€ 447,461
▼ 8% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,638
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 57,461
▲ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 57,998
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 505,663 | € 527,791 | € 558,051 | € 525,878 | ▼ 6% |
| Profit after taxes | € -1,225 | € 7,491 | € 28,154 | € 33,377 | ▲ 19% |
| Equity | € 180,870 | € 188,362 | € 189,515 | € 190,892 | ▲ 1% |
| Total debts | € 85,256 | € 86,369 | € 118,571 | € 150,139 | ▲ 27% |
| Cash | € 128,422 | € 125,089 | € 58,257 | € 92,927 | ▲ 60% |
| Land & buildings | € 744 | € 744 | € 744 | € 744 | |
| Retained profit | € 118,870 | € 120,162 | € 121,315 | € 122,692 | ▲ 1% |
| Dividend | € 0 | € 0 | € 27,000 | € 32,000 | ▲ 19% |
| Bank debt | € 19,863 | € 464 | € 0 | € 0 | |
| Balance sheet total | € 266,126 | € 274,731 | € 308,087 | € 341,031 | ▲ 11% |
| Employees (FTE) | 4.6 | - | - | - |
Key figures of ASSURANCES DURANT & FILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES DURANT & FILS?
What happened at ASSURANCES DURANT & FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 33,377 (▲ 19% vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,225 loss in 2022 to € 33,377 profit in 2025.
Paid € 61,317 in corporate taxes since 2022.
Best year ever: 2025, with € 33,377 profit.
On average € 109,900 of value added per employee in 2022.
A new publication or filing at ASSURANCES DURANT & FILS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ETC comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ASSURANCES DURANT & FILSBehind ASSURANCES DURANT & FILS are ETIENNE DURANT, THOMAS DURANT and MARIE CHRISTINE HOTELET. The shares are held by ETC (100%).
Establishments
Establishment units
Physical locations of this company
Avenue Eugène Mascaux 91
6001 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0439.031.896
- VAT number
- BE 0439.031.896
- Registered office
- Avenue Eugène Mascaux 91, 6001 Charleroi
- Names & denominations
- ASSURANCES DURANT & FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 December 1989
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten