Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NIC from Knokke-Heist, company number BE0438909459, closed financial year 2025 with a result of € 1.9 million after tax. For that financial year NIC recorded a gross margin of € 2.6 million and equity of € 14.6 million. Compared with financial year 2024, the result moved from € 356,870 to € 1.9 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 25, 2025.
€ 14.6 million
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.9 million
▲ € 1.5 million vs 2024
Profit after tax over the fiscal year.
€ 762,264
▲ € 595,903 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 14.2 million.
People and assets in 2025
0.3
Average over the fiscal year, from the social balance sheet.
€ 16,394
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 42,306
▼ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 15 million
▲ 15% vs 2024
€ 6.9 million is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 392,204
▼ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 66,713
▲ 39% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,423,201 | € 719,364 | € 766,866 | € 2,581,894 | ▲ 237% |
| Profit after taxes | € 1,514,682 | € 767,034 | € 356,870 | € 1,902,398 | ▲ € 1.5 million |
| Equity | € 11,740,201 | € 12,507,235 | € 12,730,561 | € 14,632,959 | ▲ 15% |
| Total debts | € 21,241,086 | € 28,111,234 | € 19,817,558 | € 20,379,234 | ▲ 3% |
| Cash | € 251,967 | € 880,923 | € 166,361 | € 762,264 | ▲ € 595,903 |
| Land & buildings | € 11,406,650 | € 13,505,731 | € 15,678,058 | € 15,543,458 | ▼ 1% |
| Retained profit | € 11,274,693 | € 12,041,727 | € 12,265,054 | € 14,167,452 | ▲ 16% |
| Dividend | € 200,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 19,422,303 | € 23,209,950 | € 13,018,324 | € 15,025,938 | ▲ 15% |
| Balance sheet total | € 35,220,096 | € 42,771,048 | € 34,598,121 | € 37,389,280 | ▲ 8% |
| Employees (FTE) | 0.7 | 0.4 | 0.3 | 0.3 |
Key figures of NIC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 November 2026.
What happened to NIC?
What happened at NIC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.9 million (▲ € 1.5 million vs 2024). Source: NBB ↗
- Nic Construct BV became a director. NBB
- Hilde Maria Blomme became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.5 million profit in 2022 to € 1.9 million profit in 2025.
Paid € 2.2 million in corporate taxes since 2022.
Best year ever: 2025, with € 1.9 million profit.
Paid out € 200,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind NIC are Hilde Maria Blomme and Nic Construct BV.
Directors
According to the 2025 annual accounts
Hilde Maria Blomme
Director
since 2006
Managing director · represented by Jozef LAUWERS
since 2016
Establishments
Establishment units
Physical locations of this company
Merelsweg 2
8300 Knokke-Heist
Molenstede 1 box 1
8300 Knokke-Heist
Active since 19 March 1990
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.909.459
- VAT number
- BE 0438.909.459
- Registered office
- Merelsweg 2, 8300 Knokke-Heist
- Names & denominations
- NIC
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 November 1989
- Peppol
- Active · Active since 1 Dec 2025
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