Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CADY from Vilvoorde, company number BE0438832354, closed financial year 2025 with a result of € 13,735 after tax. For that financial year CADY recorded a gross margin of € 47,247 and equity of € 76,350. Compared with financial year 2024, the result moved from € 14,952 to € 13,735. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 22, 2026.
€ 76,350
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,735
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 24,191
▲ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 14,850.
Debts at end 2025
€ 98,177
▼ 19% vs 2024
€ 23,315 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 145
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,994
▲ 92% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,077 | € 46,378 | € 48,959 | € 47,247 | ▼ 3% |
| Profit after taxes | € 18,514 | € 16,193 | € 14,952 | € 13,735 | ▼ 8% |
| Equity | € 31,469 | € 47,663 | € 62,615 | € 76,350 | ▲ 22% |
| Total debts | € 229,432 | € 206,311 | € 183,369 | € 159,380 | ▼ 13% |
| Cash | € 9,987 | € 17,602 | € 20,819 | € 24,191 | ▲ 16% |
| Land & buildings | € 249,795 | € 235,787 | € 224,360 | € 210,824 | ▼ 6% |
| Retained profit | € -30,031 | € -13,837 | € 1,115 | € 14,850 | ▲ € 13,735 |
| Dividend | € 800 | € 0 | € 0 | € 0 | |
| Bank debt | € 163,623 | € 142,533 | € 120,726 | € 98,177 | ▼ 19% |
| Balance sheet total | € 260,901 | € 253,974 | € 245,984 | € 235,730 | ▼ 4% |
Key figures of CADY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CADY?
What happened at CADY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,735 (▼ 8% vs 2024). filed late Source: NBB ↗
- New establishment in Vilvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,514 profit in 2022 to € 13,735 profit in 2025.
Paid € 14,994 in corporate taxes since 2022.
Best year ever: 2022, with € 18,514 profit.
Paid out € 800 in dividends to the owners in total.
Management
Behind CADY are Davy SYMONS, Carine SYMONS, Eddy DE DOBBELEER and Annie VAN HAVERE. Eddy DE DOBBELEER is also behind E.D.D. CARS.
Directors
According to the 2025 annual accounts
Davy SYMONS
Director
Carine SYMONS
Director
Annie VAN HAVERE
Managing director
Establishments
Establishment units
Physical locations of this company
Abeelstraat 11
1800 Vilvoorde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.832.354
- VAT number
- BE 0438.832.354
- Registered office
- Abeelstraat 11, 1800 Vilvoorde
- Names & denominations
- CADY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 October 1989
- Peppol
- Not registered