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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
INSURANCIA from Hotton, company number BE0438786131, closed financial year 2025 with a result of € 40,238 after tax. For that financial year INSURANCIA recorded a gross margin of € 86,861 and equity of € 84,194. Compared with financial year 2024, the result moved from € 33,731 to € 40,238. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 84,194
▲ 88% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,238
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 72,623
▲ € 60,483 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
2 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 22,559
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 88,126
▼ 25% vs 2024
€ 23,290 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1,599
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,340
▼ 30% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 30,245 | € 37,425 | € 72,451 | € 86,861 | ▲ 20% |
| Profit after taxes | € -3,263 | € 2,105 | € 33,731 | € 40,238 | ▲ 19% |
| Equity | € 9,784 | € 11,889 | € 44,788 | € 84,194 | ▲ 88% |
| Total debts | € 170,706 | € 147,114 | € 146,375 | € 105,065 | ▼ 28% |
| Cash | € 5,439 | € 15,652 | € 12,140 | € 72,623 | ▲ € 60,483 |
| Land & buildings | - | - | - | € 2,172 | |
| Retained profit | € 3,587 | € 5,692 | € 38,591 | € 77,996 | ▲ 102% |
| Dividend | € 0 | € 0 | € 833 | € 833 | |
| Bank debt | € 152,966 | € 129,501 | € 118,106 | € 88,126 | ▼ 25% |
| Balance sheet total | € 180,490 | € 159,003 | € 191,163 | € 189,258 | ▼ 1% |
Key figures of INSURANCIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSURANCIA?
What happened at INSURANCIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,238 (▲ 19% vs 2024). Source: NBB ↗
- New establishment in Hotton. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,263 loss in 2022 to € 40,238 profit in 2025.
Paid € 38,614 in corporate taxes since 2022.
Best year ever: 2025, with € 40,238 profit.
Paid out € 1,666 in dividends to the owners in total.
Management
Behind INSURANCIA is Maxime Peetermans.
Directors
According to the 2025 annual accounts
Maxime Peetermans
Director
Establishments
Establishment units
Physical locations of this company
Rue du Moulin,Hampteau 21
6990 Hotton
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.786.131
- VAT number
- BE 0438.786.131
- Registered office
- Rue du Moulin,Hampteau 21, 6990 Hotton
- Names & denominations
- INSURANCIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 October 1989
- Peppol
- Not registered