What is the address of ASSURANCES FAGNARD?

The registered office of ASSURANCES FAGNARD is located at Rue d'Audenarde 14C, 7890 Ellezelles.

Is ASSURANCES FAGNARD still active?

Yes. According to the CBE (31 October 2026) ASSURANCES FAGNARD is active, legal situation “Normale toestand”, started on 16 October 1989.

Is ASSURANCES FAGNARD registered on Peppol?

No, ASSURANCES FAGNARD is currently not registered on the Peppol network.

What is the enterprise number of ASSURANCES FAGNARD?

The enterprise number of ASSURANCES FAGNARD is BE0438573127.

When was ASSURANCES FAGNARD founded?

ASSURANCES FAGNARD was founded on 16 October 1989.

Is ASSURANCES FAGNARD a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 16 October 1989; 3 annual accounts filed, latest fiscal year 2025.

How much profit did ASSURANCES FAGNARD make in 2025?

ASSURANCES FAGNARD posted a profit after taxes of € 54,144 in financial year 2025.

What is the revenue of ASSURANCES FAGNARD?

As a small company, ASSURANCES FAGNARD is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 57,551.

ASSURANCES FAGNARD (Cooperative) - Ellezelles

Dossier ASSURANCES FAGNARD, printed on 1 November 2026 from databakkes.be/en/0438573127/assurances-fagnard. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

ASSURANCES FAGNARD from Ellezelles, company number BE0438573127, closed financial year 2025 with a result of € 54,144 after tax. For that financial year ASSURANCES FAGNARD recorded a gross margin of € 57,551 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 55,344 to € 54,144. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 27, 2026.

What it is worth Growing

€ 1.1 million

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 54,144

▼ 2% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 287,550

▲ 9% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.1 million.

People and assets in 2025

Vehicles and equipment

€ 36,805

▲ € 33,787 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,474

▲ 146% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 4,345

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 47,399 Gross margin 2023: € 47,399 First fiscal year in the series	€ 60,363 Gross margin 2024: € 60,363 ▲ 27% vs 2023 (€ 47,399) Favourable step	€ 57,551 Gross margin 2025: € 57,551 ▼ 5% vs 2024 (€ 60,363) Unfavourable step	▼ 5%
Profit after taxes	€ 33,616 Profit after taxes 2023: € 33,616 First fiscal year in the series	€ 55,344 Profit after taxes 2024: € 55,344 ▲ 65% vs 2023 (€ 33,616) Favourable step	€ 54,144 Profit after taxes 2025: € 54,144 ▼ 2% vs 2024 (€ 55,344) Unfavourable step	▼ 2%
Equity	€ 990,956 Equity 2023: € 990,956 First fiscal year in the series	€ 1,046,300 Equity 2024: € 1,046,300 ▲ 6% vs 2023 (€ 990,956) Favourable step	€ 1,100,444 Equity 2025: € 1,100,444 ▲ 5% vs 2024 (€ 1,046,300) Favourable step	▲ 5%
Total debts	€ 5,182 Total debts 2023: € 5,182 First fiscal year in the series	€ 8,897 Total debts 2024: € 8,897 ▲ 72% vs 2023 (€ 5,182) Unfavourable step	€ 9,942 Total debts 2025: € 9,942 ▲ 12% vs 2024 (€ 8,897) Unfavourable step	▲ 12%
Cash	€ 304,419 Cash 2023: € 304,419 First fiscal year in the series	€ 264,272 Cash 2024: € 264,272 ▼ 13% vs 2023 (€ 304,419) Unfavourable step	€ 287,550 Cash 2025: € 287,550 ▲ 9% vs 2024 (€ 264,272) Favourable step	▲ 9%
Retained profit	€ 982,666 Retained profit 2023: € 982,666 First fiscal year in the series	€ 1,038,010 Retained profit 2024: € 1,038,010 ▲ 6% vs 2023 (€ 982,666) Favourable step	€ 1,092,154 Retained profit 2025: € 1,092,154 ▲ 5% vs 2024 (€ 1,038,010) Favourable step	▲ 5%
Balance sheet total	€ 996,138 Balance sheet total 2023: € 996,138 First fiscal year in the series	€ 1,055,197 Balance sheet total 2024: € 1,055,197 ▲ 6% vs 2023 (€ 996,138) Unchanged	€ 1,110,386 Balance sheet total 2025: € 1,110,386 ▲ 5% vs 2024 (€ 1,055,197) Unchanged	▲ 5%

Key figures of ASSURANCES FAGNARD, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ASSURANCES FAGNARD?

What happened at ASSURANCES FAGNARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 27, 2026 New annual accounts for financial year 2025: profit of € 54,144 (▼ 2% vs 2024). filed late Source: NBB ↗
Oct 16, 1989 New establishment in Ellezelles. KBO
Oct 16, 1989 Start of the company according to the CBE. KBO

In short

From € 33,616 profit in 2023 to € 54,144 profit in 2025.

Paid € 37,402 in corporate taxes since 2023.

Best year ever: 2024, with € 55,344 profit.

Original PDFs at the National Bank ↗

Establishments

Establishment units

Physical locations of this company

Registered office

Rue d'Audenarde 14C

7890 Ellezelles

2.045.180.761

Rue d'Audenarde 14 C

7890 Ellezelles

Active since 16 October 1989

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0438.573.127
VAT number: BE 0438.573.127
Registered office: Rue d'Audenarde 14C, 7890 Ellezelles
Names & denominations: ASSURANCES FAGNARD
Enterprise type: Rechtspersoon
Legal form: Cooperative company
Legal situation: Normale toestand
Start date: 16 October 1989
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗

ASSURANCES FAGNARD