What does ACLEA VERZEKERINGEN do?

ACLEA VERZEKERINGEN is an insurance broker in Eeklo. Public Limited, started on 16 October 1989, 2 establishments.

What is the address of ACLEA VERZEKERINGEN?

The registered office of ACLEA VERZEKERINGEN is located at Boelare 86, 9900 Eeklo.

Is ACLEA VERZEKERINGEN still active?

Yes. According to the CBE (30 October 2026) ACLEA VERZEKERINGEN is active, legal situation “Normale toestand”, started on 16 October 1989.

Is ACLEA VERZEKERINGEN registered on Peppol?

Yes, ACLEA VERZEKERINGEN is registered on the Peppol network with ID 0208:0438554618.

What is the enterprise number of ACLEA VERZEKERINGEN?

The enterprise number of ACLEA VERZEKERINGEN is BE0438554618.

When was ACLEA VERZEKERINGEN founded?

ACLEA VERZEKERINGEN was founded on 16 October 1989.

Who are the directors of ACLEA VERZEKERINGEN?

According to the 2025 annual accounts, the directors of ACLEA VERZEKERINGEN are: NB INVEST BV, Tom Willems, PM CONSULT & INVEST BV.

Is ACLEA VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 16 October 1989; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did ACLEA VERZEKERINGEN make in 2025?

ACLEA VERZEKERINGEN posted a profit after taxes of € 496,456 in financial year 2025.

What is the revenue of ACLEA VERZEKERINGEN?

As a small company, ACLEA VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 833,587.

How much does an employee at ACLEA VERZEKERINGEN earn?

The average wage cost per full-time employee at ACLEA VERZEKERINGEN was € 45,800 in 2025: staff costs of € 265,677 for 5.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ACLEA VERZEKERINGEN have?

According to the 2025 annual accounts, ACLEA VERZEKERINGEN has 5.8 full-time equivalents (FTE).

Does ACLEA VERZEKERINGEN have a website?

Yes, ACLEA VERZEKERINGEN has a website at aclea.be.

ACLEA VERZEKERINGEN (Public Limited) - Eeklo

Dossier ACLEA VERZEKERINGEN, printed on 30 October 2026 from databakkes.be/en/0438554618/aclea-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ACLEA VERZEKERINGEN from Eeklo, company number BE0438554618, closed financial year 2025 with a result of € 496,456 after tax. For that financial year ACLEA VERZEKERINGEN recorded a gross margin of € 833,587 and equity of € 706,789. Compared with financial year 2024, the result moved from € 468,948 to € 496,456. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.

What it is worth Growing

€ 706,789

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 496,456

▲ 6% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 214,533

▼ 30% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 462,023 paid out

93 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

5.8

▼ 1.8 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 265,677

▼ 32% vs 2024

€ 45,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 74,486

▼ 23% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 400,484

▼ 21% vs 2024

€ 108,273 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 8,723

▼ 79% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 27,763

▼ 64% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 804,962 Gross margin 2022: € 804,962 First fiscal year in the series	€ 1,015,009 Gross margin 2023: € 1,015,009 ▲ 26% vs 2022 (€ 804,962) Favourable step	€ 1,098,441 Gross margin 2024: € 1,098,441 ▲ 8% vs 2023 (€ 1,015,009) Favourable step	€ 833,587 Gross margin 2025: € 833,587 ▼ 24% vs 2024 (€ 1,098,441) Unfavourable step	▼ 24%
Profit after taxes	€ 459,237 Profit after taxes 2022: € 459,237 First fiscal year in the series	€ 461,055 Profit after taxes 2023: € 461,055 Unchanged (€ 459,237) Favourable step	€ 468,948 Profit after taxes 2024: € 468,948 ▲ 2% vs 2023 (€ 461,055) Favourable step	€ 496,456 Profit after taxes 2025: € 496,456 ▲ 6% vs 2024 (€ 468,948) Favourable step	▲ 6%
Equity	€ 691,483 Equity 2022: € 691,483 First fiscal year in the series	€ 690,315 Equity 2023: € 690,315 Unchanged (€ 691,483) Unfavourable step	€ 672,355 Equity 2024: € 672,355 ▼ 3% vs 2023 (€ 690,315) Unfavourable step	€ 706,789 Equity 2025: € 706,789 ▲ 5% vs 2024 (€ 672,355) Favourable step	▲ 5%
Total debts	€ 1,199,326 Total debts 2022: € 1,199,326 First fiscal year in the series	€ 1,289,092 Total debts 2023: € 1,289,092 ▲ 7% vs 2022 (€ 1,199,326) Unfavourable step	€ 1,387,472 Total debts 2024: € 1,387,472 ▲ 8% vs 2023 (€ 1,289,092) Unfavourable step	€ 1,106,857 Total debts 2025: € 1,106,857 ▼ 20% vs 2024 (€ 1,387,472) Favourable step	▼ 20%
Cash	€ 248,879 Cash 2022: € 248,879 First fiscal year in the series	€ 236,325 Cash 2023: € 236,325 ▼ 5% vs 2022 (€ 248,879) Unfavourable step	€ 304,362 Cash 2024: € 304,362 ▲ 29% vs 2023 (€ 236,325) Favourable step	€ 214,533 Cash 2025: € 214,533 ▼ 30% vs 2024 (€ 304,362) Unfavourable step	▼ 30%
Retained profit	€ 629,483 Retained profit 2022: € 629,483 First fiscal year in the series	€ 628,315 Retained profit 2023: € 628,315 Unchanged (€ 629,483) Unfavourable step	€ 610,355 Retained profit 2024: € 610,355 ▼ 3% vs 2023 (€ 628,315) Unfavourable step	€ 644,789 Retained profit 2025: € 644,789 ▲ 6% vs 2024 (€ 610,355) Favourable step	▲ 6%
Dividend	€ 656,000 Dividend 2022: € 656,000 First fiscal year in the series	€ 455,903 Dividend 2023: € 455,903 ▼ 31% vs 2022 (€ 656,000) Unchanged	€ 481,960 Dividend 2024: € 481,960 ▲ 6% vs 2023 (€ 455,903) Unchanged	€ 462,023 Dividend 2025: € 462,023 ▼ 4% vs 2024 (€ 481,960) Unchanged	▼ 4%
Bank debt	€ 626,900 Bank debt 2022: € 626,900 First fiscal year in the series	€ 589,333 Bank debt 2023: € 589,333 ▼ 6% vs 2022 (€ 626,900) Favourable step	€ 505,738 Bank debt 2024: € 505,738 ▼ 14% vs 2023 (€ 589,333) Favourable step	€ 400,484 Bank debt 2025: € 400,484 ▼ 21% vs 2024 (€ 505,738) Favourable step	▼ 21%
Balance sheet total	€ 1,890,809 Balance sheet total 2022: € 1,890,809 First fiscal year in the series	€ 1,979,406 Balance sheet total 2023: € 1,979,406 ▲ 5% vs 2022 (€ 1,890,809) Unchanged	€ 2,059,827 Balance sheet total 2024: € 2,059,827 ▲ 4% vs 2023 (€ 1,979,406) Unchanged	€ 1,813,646 Balance sheet total 2025: € 1,813,646 ▼ 12% vs 2024 (€ 2,059,827) Unchanged	▼ 12%
Employees (FTE)	4.4 Employees (FTE) 2022: 4.4 First fiscal year in the series	6.7 Employees (FTE) 2023: 6.7 ▲ 2.3 vs 2022 (4.4) Unchanged	7.6 Employees (FTE) 2024: 7.6 ▲ 0.9 vs 2023 (6.7) Unchanged	5.8 Employees (FTE) 2025: 5.8 ▼ 1.8 vs 2024 (7.6) Unchanged	▼ 1.8

Key figures of ACLEA VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ACLEA VERZEKERINGEN?

What happened at ACLEA VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 23, 2026 New annual accounts for financial year 2025: profit of € 496,456 (▲ 6% vs 2024). Source: NBB ↗
2025 NB INVEST BV became a director. NBB
2025 Tom Willems became a director. NBB
2025 PM CONSULT & INVEST BV became a director. NBB
Dec 21, 2015 New establishment in Evergem. KBO
Oct 16, 1989 New establishment in Eeklo. KBO
Oct 16, 1989 Start of the company according to the CBE. KBO

In short

From € 459,237 profit in 2022 to € 496,456 profit in 2025.

Paid € 221,850 in corporate taxes since 2022.

Best year ever: 2025, with € 496,456 profit.

On average € 143,700 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

PM CONSULT & INVEST 25.1%

EDROVEST 20%

The stake of PM CONSULT & INVEST, EDROVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ACLEA VERZEKERINGEN

Behind ACLEA VERZEKERINGEN are NB INVEST BV, Tom Willems and PM CONSULT & INVEST BV. The shares are held by PM CONSULT & INVEST (25.1%) and EDROVEST (20%).

Directors

According to the 2025 annual accounts

NB INVEST BV

Administrator-manager · represented by Niels Bassez

since 2025

Tom Willems

Director

since 2025

PM CONSULT & INVEST BV

Director · represented by Pascaline Menschaert

since 2025

Shareholders

PM CONSULT & INVEST

25.1%

EDROVEST

20%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Boelare 86

9900 Eeklo

2.248.449.607

Weststraat 60

9940 Evergem

Active since 21 December 2015

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

ACLEA VASTGOED

€ 279,491 gross margin · 2025

"Vereniging van mede-eigenaars van het gebouw Residentie EECLOO te 9900 Eeklo, Boelare 86"

EENHEID ACLEA

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS aclea.be

Technologies

ApacheElementorGoogle FontsPHPRank MathSwiperWordPressjQueryjQuery UIlazysizes

Hosting & Email

Email provider

Microsoft 365

Hosting

AS-ZXCS, NL

Website info

HTTPS Ja

Languages EN

Features

Security

✓ HTTPS

✓ SPF

✗ DMARC

Network

✓ IPv6

Details

Company number: 0438.554.618
VAT number: BE 0438.554.618
Registered office: Boelare 86, 9900 Eeklo
Names & denominations: ACLEA VERZEKERINGEN
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 16 October 1989
Peppol: Active · Active since 8 Dec 2025
Contact: aclea.be [email protected]
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

ACLEA VERZEKERINGEN

Financials

What happened to ACLEA VERZEKERINGEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Network

Details

Frequently asked questions