Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
30 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
EUROPEAN FINANCE et INVESTMENTS from Koekelberg, company number BE0438549767, closed financial year 2025 with a result of € 43,422 after tax. For that financial year EUROPEAN FINANCE et INVESTMENTS recorded a gross margin of € 43,919 and equity of € -83,961. Compared with financial year 2024, the result moved from € -979 to € 43,422. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 1, 2026.
€ -83,961
▲ € 43,422 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 43,422
▲ still € 979 loss in 2024
Profit after tax over the fiscal year.
€ 7,695
▲ 90% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -145,961.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 503
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 78,883 | € -42,266 | € -545 | € 43,919 | ▲ € 44,464 |
| Profit after taxes | € 61,658 | € -42,869 | € -979 | € 43,422 | ▲ € 44,402 |
| Equity | € -83,535 | € -126,404 | € -127,383 | € -83,961 | ▲ € 43,422 |
| Total debts | € 221,048 | € 179,047 | € 131,441 | € 91,883 | ▼ 30% |
| Cash | € 25,935 | € 20,403 | € 4,043 | € 7,695 | ▲ 90% |
| Retained profit | € -145,535 | € -188,404 | € -189,383 | € -145,961 | ▲ € 43,422 |
| Balance sheet total | € 137,513 | € 52,643 | € 4,058 | € 7,923 | ▲ 95% |
Key figures of EUROPEAN FINANCE et INVESTMENTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EUROPEAN FINANCE et INVESTMENTS?
What happened at EUROPEAN FINANCE et INVESTMENTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Alain GOFFIN stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 43,422. filed late Source: NBB ↗
- Alain GOFFIN became a director. NBB
- New establishment in Sint-Gillis (bij-Brussel). KBO
- Start of the company according to the CBE. KBO
In short
From € 61,658 profit in 2022 to € 43,422 profit in 2025.
Paid € 16,852 in corporate taxes since 2022.
Best year ever: 2022, with € 61,658 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Landsroemlaan 3
1081 Koekelberg
Livornostraat 7 box 4
1060 Sint-Gillis (bij-Brussel)
Active since 9 May 1990
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 30 companies are registered at this address.
All companies at this address →Supply and Maintenance Company
ETUDES - MARKETING - CONSEILS
€ 35,678 gross margin · 2024
OLIVIER ROUSSEL, GESTION & CONSEIL
€ 74,573 gross margin · 2024
ADMINISTRATION AND TAX SERVICES
€ 69,686 gross margin · 2024
UPGRADE
€ 21,017 gross margin · 2025
+25 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.549.767
- VAT number
- BE 0438.549.767
- Registered office
- Landsroemlaan 3, 1081 Koekelberg
- Names & denominations
- EUROPEAN FINANCE et INVESTMENTS · E.F.I.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 September 1989
- Peppol
- Not registered
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen