Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SUMAL INVEST from Asse, company number BE0438498396, closed financial year 2025 with a result of € 17,628 after tax. For that financial year SUMAL INVEST recorded a gross margin of € 30,218 and equity of € 237,587. Compared with financial year 2024, the result moved from € -6,768 to € 17,628. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 237,587
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,628
▲ still € 6,768 loss in 2024
Profit after tax over the fiscal year.
€ 6,254
▲ € 5,857 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 176,087.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,389
▼ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -9,974 | € -18,116 | € 5,971 | € 30,218 | ▲ € 24,247 |
| Profit after taxes | € -17,904 | € -53,852 | € -6,768 | € 17,628 | ▲ € 24,397 |
| Equity | € 280,579 | € 226,727 | € 219,959 | € 237,587 | ▲ 8% |
| Total debts | € 118,162 | € 143,779 | € 143,690 | € 142,748 | ▼ 1% |
| Cash | € 22,329 | € 975 | € 397 | € 6,254 | ▲ € 5,857 |
| Land & buildings | € 257,631 | € 248,562 | € 239,492 | € 230,423 | ▼ 4% |
| Retained profit | € 219,079 | € 165,227 | € 158,459 | € 176,087 | ▲ 11% |
| Balance sheet total | € 434,768 | € 404,831 | € 396,271 | € 411,255 | ▲ 4% |
Key figures of SUMAL INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SUMAL INVEST?
What happened at SUMAL INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,628. filed late Source: NBB ↗
- Karin Obus became a director. NBB
- Guy Quinteyn became a director. NBB
- Martine Quinteyn became a director. NBB
- New establishment in Asse. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,904 loss in 2022 to € 17,628 profit in 2025.
Paid € 92,194 in corporate taxes since 2022.
Best year ever: 2025, with € 17,628 profit.
Management
Behind SUMAL INVEST are Karin Obus, Guy Quinteyn and Martine Quinteyn.
Directors
According to the 2025 annual accounts
Karin Obus
Director
since 2013
Guy Quinteyn
Director
since 2013
Martine Quinteyn
Managing director
since 2013
Establishments
Establishment units
Physical locations of this company
Potaarde 57
1730 Asse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.498.396
- VAT number
- BE 0438.498.396
- Registered office
- Potaarde 57, 1730 Asse
- Names & denominations
- SUMAL INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 September 1989
- Peppol
- Not registered