Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Immo ELV from Roeselare, company number BE0438490181, closed financial year 2025 with a result of € -45,913 after tax. For that financial year Immo ELV recorded a gross margin of € 95,890 and equity of € 131,367. Compared with financial year 2024, the result moved from € 31,373 to € -45,913. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on February 27, 2026.
€ 131,367
▼ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -45,913
▼ still € 31,373 profit in 2024
Profit after tax over the fiscal year.
€ 7,583
▲ 242% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3,133.
People and assets in 2025
2
Average over the fiscal year, from the social balance sheet.
€ 84,032
▼ 21% vs 2024
€ 42,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,126
▼ 81% vs 2024
Of which on lease € 85.
Debts at end 2025
€ 73,193
▼ 31% vs 2024
€ 19,830 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 110,564
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,404
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 76,979 | € 132,839 | € 168,628 | € 95,890 | ▼ 43% |
| Profit after taxes | € -37,678 | € 1,644 | € 31,373 | € -45,913 | ▼ € 77,286 |
| Equity | € 144,263 | € 145,907 | € 177,280 | € 131,367 | ▼ 26% |
| Total debts | € 543,263 | € 723,196 | € 551,294 | € 572,557 | ▲ 4% |
| Cash | € 3,620 | € 17,018 | € 2,216 | € 7,583 | ▲ 242% |
| Land & buildings | € 57,790 | € 57,068 | € 60,659 | € 57,564 | ▼ 5% |
| Retained profit | € 9,763 | € 11,407 | € 42,780 | € -3,133 | ▼ € 45,913 |
| Bank debt | € 172,159 | € 136,855 | € 105,978 | € 73,193 | ▼ 31% |
| Balance sheet total | € 687,526 | € 869,103 | € 728,575 | € 703,924 | ▼ 3% |
| Employees (FTE) | 1.8 | 1.9 | 2 | 2 |
Key figures of Immo ELV, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Immo ELV?
What happened at Immo ELV in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 45,913 (▼ € 77,286 vs 2024). Source: NBB ↗
- Luc Vannevel became a director. NBB
- Hilde Verfaillie became a director. NBB
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,678 loss in 2022 to € 45,913 loss in 2025.
Paid € 3,495 in corporate taxes since 2022.
Best year ever: 2024, with € 31,373 profit.
On average € 47,900 of value added per employee in 2025.
Management
Behind Immo ELV are Luc Vannevel and Hilde Verfaillie.
Directors
According to the 2025 annual accounts
Luc Vannevel
Director
since 2014
Hilde Verfaillie
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Beversesteenweg 622-620
8800 Roeselare
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
WIX_COM, IL
Website info
Features
Security
Network
Details
- Company number
- 0438.490.181
- VAT number
- BE 0438.490.181
- Registered office
- Beversesteenweg 622-620, 8800 Roeselare
- Names & denominations
- Immo ELV
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 September 1989
- Peppol
- Active · Active since 20 Nov 2020
- Contact
- elvama.be +32 478215737
- Activities · NACE
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