What does ARENTS Verzekeringen do?

ARENTS Verzekeringen is an insurance broker in Ninove. Private Limited, started on 10 July 1989, 1 establishment.

What is the address of ARENTS Verzekeringen?

The registered office of ARENTS Verzekeringen is located at Albertlaan 220, 9400 Ninove.

Is ARENTS Verzekeringen still active?

Yes. According to the CBE (30 October 2026) ARENTS Verzekeringen is active, legal situation “Normale toestand”, started on 10 July 1989.

Is ARENTS Verzekeringen registered on Peppol?

Yes, ARENTS Verzekeringen is registered on the Peppol network with ID 0208:0437999639.

What is the enterprise number of ARENTS Verzekeringen?

The enterprise number of ARENTS Verzekeringen is BE0437999639.

When was ARENTS Verzekeringen founded?

ARENTS Verzekeringen was founded on 10 July 1989.

Who are the directors of ARENTS Verzekeringen?

According to the 2025 annual accounts, the directors of ARENTS Verzekeringen are: TDOCM BV, Vast & Zeker BV.

Is ARENTS Verzekeringen a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 July 1989; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did ARENTS Verzekeringen make in 2025?

ARENTS Verzekeringen posted a profit after taxes of € 476,380 in financial year 2025.

What is the revenue of ARENTS Verzekeringen?

As a small company, ARENTS Verzekeringen is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 929,838.

How much does an employee at ARENTS Verzekeringen earn?

The average wage cost per full-time employee at ARENTS Verzekeringen was € 63,700 in 2025: staff costs of € 312,151 for 4.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ARENTS Verzekeringen have?

According to the 2025 annual accounts, ARENTS Verzekeringen has 4.9 full-time equivalents (FTE).

ARENTS Verzekeringen (Private Limited) - Ninove

Dossier ARENTS Verzekeringen, printed on 30 October 2026 from databakkes.be/en/0437999639/arents-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

ARENTS Verzekeringen from Ninove, company number BE0437999639, closed financial year 2025 with a result of € 476,380 after tax. For that financial year ARENTS Verzekeringen recorded a gross margin of € 929,838 and equity of € 156,350. Compared with financial year 2024, the result moved from € 515,255 to € 476,380. The company is profitable. The buffer shrank hard: equity is 53 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 19, 2026.

What it is worth Shrank hard

€ 156,350

▼ 53% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 476,380

▼ 8% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 187,993

▼ 61% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 654,655 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

4.9

▲ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 312,151

▲ 11% vs 2024

€ 63,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 6,184

▼ 19% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 240,000

▼ 20% vs 2024

€ 60,000 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 30,863

▲ 63% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 50,251

▼ 21% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 734,307 Gross margin 2022: € 734,307 First fiscal year in the series	€ 767,854 Gross margin 2023: € 767,854 ▲ 5% vs 2022 (€ 734,307) Favourable step	€ 933,765 Gross margin 2024: € 933,765 ▲ 22% vs 2023 (€ 767,854) Favourable step	€ 929,838 Gross margin 2025: € 929,838 Unchanged (€ 933,765) Unfavourable step
Profit after taxes	€ 326,279 Profit after taxes 2022: € 326,279 First fiscal year in the series	€ 379,641 Profit after taxes 2023: € 379,641 ▲ 16% vs 2022 (€ 326,279) Favourable step	€ 515,255 Profit after taxes 2024: € 515,255 ▲ 36% vs 2023 (€ 379,641) Favourable step	€ 476,380 Profit after taxes 2025: € 476,380 ▼ 8% vs 2024 (€ 515,255) Unfavourable step	▼ 8%
Equity	€ 299,729 Equity 2022: € 299,729 First fiscal year in the series	€ 379,370 Equity 2023: € 379,370 ▲ 27% vs 2022 (€ 299,729) Favourable step	€ 334,625 Equity 2024: € 334,625 ▼ 12% vs 2023 (€ 379,370) Unfavourable step	€ 156,350 Equity 2025: € 156,350 ▼ 53% vs 2024 (€ 334,625) Unfavourable step	▼ 53%
Total debts	€ 839,170 Total debts 2022: € 839,170 First fiscal year in the series	€ 845,134 Total debts 2023: € 845,134 ▲ 1% vs 2022 (€ 839,170) Unfavourable step	€ 891,678 Total debts 2024: € 891,678 ▲ 6% vs 2023 (€ 845,134) Unfavourable step	€ 794,508 Total debts 2025: € 794,508 ▼ 11% vs 2024 (€ 891,678) Favourable step	▼ 11%
Cash	€ 280,483 Cash 2022: € 280,483 First fiscal year in the series	€ 436,327 Cash 2023: € 436,327 ▲ 56% vs 2022 (€ 280,483) Favourable step	€ 486,921 Cash 2024: € 486,921 ▲ 12% vs 2023 (€ 436,327) Favourable step	€ 187,993 Cash 2025: € 187,993 ▼ 61% vs 2024 (€ 486,921) Unfavourable step	▼ 61%
Retained profit	€ 281,129 Retained profit 2022: € 281,129 First fiscal year in the series	€ 360,770 Retained profit 2023: € 360,770 ▲ 28% vs 2022 (€ 281,129) Favourable step	€ 316,025 Retained profit 2024: € 316,025 ▼ 12% vs 2023 (€ 360,770) Unfavourable step	€ 137,750 Retained profit 2025: € 137,750 ▼ 56% vs 2024 (€ 316,025) Unfavourable step	▼ 56%
Dividend	€ 250,000 Dividend 2022: € 250,000 First fiscal year in the series	€ 300,000 Dividend 2023: € 300,000 ▲ 20% vs 2022 (€ 250,000) Unchanged	€ 560,000 Dividend 2024: € 560,000 ▲ 87% vs 2023 (€ 300,000) Unchanged	€ 654,655 Dividend 2025: € 654,655 ▲ 17% vs 2024 (€ 560,000) Unchanged	▲ 17%
Bank debt	€ 500,185 Bank debt 2022: € 500,185 First fiscal year in the series	€ 478,497 Bank debt 2023: € 478,497 ▼ 4% vs 2022 (€ 500,185) Favourable step	€ 300,000 Bank debt 2024: € 300,000 ▼ 37% vs 2023 (€ 478,497) Favourable step	€ 240,000 Bank debt 2025: € 240,000 ▼ 20% vs 2024 (€ 300,000) Favourable step	▼ 20%
Balance sheet total	€ 1,138,900 Balance sheet total 2022: € 1,138,900 First fiscal year in the series	€ 1,224,504 Balance sheet total 2023: € 1,224,504 ▲ 8% vs 2022 (€ 1,138,900) Unchanged	€ 1,226,303 Balance sheet total 2024: € 1,226,303 Unchanged (€ 1,224,504) Unchanged	€ 950,858 Balance sheet total 2025: € 950,858 ▼ 22% vs 2024 (€ 1,226,303) Unchanged	▼ 22%
Employees (FTE)	4.9 Employees (FTE) 2022: 4.9 First fiscal year in the series	5.1 Employees (FTE) 2023: 5.1 ▲ 0.2 vs 2022 (4.9) Unchanged	4.7 Employees (FTE) 2024: 4.7 ▼ 0.4 vs 2023 (5.1) Unchanged	4.9 Employees (FTE) 2025: 4.9 ▲ 0.2 vs 2024 (4.7) Unchanged	▲ 0.2

Key figures of ARENTS Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ARENTS Verzekeringen?

What happened at ARENTS Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 19, 2026 New annual accounts for financial year 2025: profit of € 476,380 (▼ 8% vs 2024). Source: NBB ↗
May 4, 2001 New establishment in Ninove. KBO
Jul 10, 1989 Start of the company according to the CBE. KBO

In short

From € 326,279 profit in 2022 to € 476,380 profit in 2025.

Paid € 171,433 in corporate taxes since 2022.

Best year ever: 2024, with € 515,255 profit.

On average € 189,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

VAST & ZEKER 75.1%

TDOCM 25%

The stake of VAST & ZEKER, TDOCM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ARENTS Verzekeringen

Behind ARENTS Verzekeringen are TDOCM BV and Vast & Zeker BV. The shares are held by VAST & ZEKER (75.1%) and TDOCM (25%).

Directors

According to the 2025 annual accounts

TDOCM BV

Director · represented by Tom De Crée

Vast & Zeker BV

Director · represented by Annabel Naessens

Shareholders

VAST & ZEKER

75.1%

TDOCM

25%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Albertlaan 220

9400 Ninove

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

VAST & ZEKER same network

€ 414,212 gross margin · 2025

Groep Arents Verzekeringen

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0437.999.639
VAT number: BE 0437.999.639
Registered office: Albertlaan 220, 9400 Ninove
Names & denominations: ARENTS Verzekeringen
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 10 July 1989
Peppol: Active · Active since 21 Oct 2026
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗