Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LE RIVAGE - JOIE from Dinant, company number BE0437971034, closed financial year 2025 with a result of € 34,230 after tax. For that financial year LE RIVAGE - JOIE recorded a gross margin of € 75,539 and equity of € 327,483. Compared with financial year 2024, the result moved from € 36,006 to € 34,230. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 11, 2025.
€ 327,483
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,230
▼ 5% vs 2024
Profit after tax over the fiscal year.
€ 65,396
▲ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10,721 paid out
31 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 3,045
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,492
▲ € 3,932 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 43,579
▼ 29% vs 2024
€ 28,488 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,971
Supplier invoices still open on the last day of the fiscal year.
€ 3,497
▼ 68% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 96,311 | - | - | - | |
| Gross margin | € 25,393 | € 71,284 | € 84,617 | € 75,539 | ▼ 11% |
| Profit after taxes | € -7,670 | € 25,193 | € 36,006 | € 34,230 | ▼ 5% |
| Equity | € 249,374 | € 267,967 | € 303,973 | € 327,483 | ▲ 8% |
| Total debts | € 106,397 | € 102,971 | € 72,178 | € 50,826 | ▼ 30% |
| Cash | € 4,810 | € 16,476 | € 45,497 | € 65,396 | ▲ 44% |
| Land & buildings | € 338,701 | € 324,650 | € 306,988 | € 287,804 | ▼ 6% |
| Retained profit | € 220,782 | € 239,375 | € 275,381 | € 298,891 | ▲ 9% |
| Dividend | € 0 | € 6,600 | € 0 | € 10,721 | |
| Bank debt | € 96,713 | € 76,783 | € 61,255 | € 43,579 | ▼ 29% |
| Balance sheet total | € 363,053 | € 377,889 | € 382,773 | € 384,599 |
Key figures of LE RIVAGE - JOIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to LE RIVAGE - JOIE?
What happened at LE RIVAGE - JOIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,230 (▼ 5% vs 2024). Source: NBB ↗
- New establishment in Dinant. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,670 loss in 2022 to € 34,230 profit in 2025.
Paid € 46,185 in corporate taxes since 2022.
Best year ever: 2024, with € 36,006 profit.
Paid out € 17,321 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LE RIVAGE - JOIE is ANNE-FRANCOISE MOTTET.
Directors
According to the 2025 annual accounts
ANNE-FRANCOISE MOTTET
Director
Establishments
Establishment units
Physical locations of this company
Rue des Rivages 93-95
5500 Dinant
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.971.034
- VAT number
- BE 0437.971.034
- Registered office
- Rue des Rivages 93-95, 5500 Dinant
- Names & denominations
- LE RIVAGE - JOIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 1989
- Peppol
- Not registered