Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HUMA from Ternat, company number BE0437942528, closed financial year 2025 with a result of € -5,664 after tax. For that financial year HUMA recorded a gross margin of € 14,209 and equity of € -75,855. Compared with financial year 2024, the result moved from € -4,685 to € -5,664. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ -75,855
▼ € 5,664 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,664
▼ 21 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,606
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -137,855.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,330
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 14,290 | € 17,140 | € 14,765 | € 14,209 | ▼ 4% |
| Profit after taxes | € -1,056 | € -810 | € -4,685 | € -5,664 | ▼ € 979 |
| Equity | € -64,696 | € -65,506 | € -70,191 | € -75,855 | ▼ € 5,664 |
| Total debts | € 339,831 | € 367,071 | € 340,188 | € 337,998 | ▼ 1% |
| Cash | € 6,278 | € 1,072 | € 5,751 | € 2,606 | ▼ 55% |
| Land & buildings | € 238,418 | € 254,367 | € 239,165 | € 223,962 | ▼ 6% |
| Retained profit | € -126,696 | € -127,506 | € -132,191 | € -137,855 | ▼ € 5,664 |
| Balance sheet total | € 275,134 | € 301,565 | € 269,997 | € 262,143 | ▼ 3% |
Key figures of HUMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HUMA?
What happened at HUMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,664. filed late Source: NBB ↗
- Viviane Bert became a director. NBB
- Hugo Lievens became a director. NBB
- New establishment in Ternat. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,056 loss in 2022 to € 5,664 loss in 2025.
Paid € 0 in corporate taxes since 2022.
Management
Behind HUMA are Viviane Bert and Hugo Lievens. Hugo Lievens is also behind IMMO INVEST LIEVENS.
Directors
According to the 2025 annual accounts
Viviane Bert
Director
since 2025
since 2025
Establishments
Establishment units
Physical locations of this company
Van Cauwelaertstraat 155 box 2
1740 Ternat
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.942.528
- VAT number
- BE 0437.942.528
- Registered office
- Van Cauwelaertstraat 155 bus 2, 1740 Ternat
- Names & denominations
- HUMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 1989
- Peppol
- Active · Active since 1 Dec 2025