Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FIPAS from Verviers, company number BE0437930452, closed financial year 2025 with a result of € 796,596 after tax. For that financial year FIPAS recorded revenue of € 60,000 and equity of € 10.6 million. Compared with financial year 2024, the result moved from € 2 million to € 796,596. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 10.6 million
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 796,596
▼ 59% vs 2024
Profit after tax over the fiscal year.
€ 4.9 million
▲ € 4.7 million vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 9.9 million.
Debts at end 2025
€ 7.7 million
▼ 16% vs 2024
€ 541,177 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 4,947
▲ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 47 days on average.
€ 349,016
▲ 89% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 60,000 | € 60,000 | € 60,000 | € 60,000 | |
| Profit after taxes | € 208,158 | € -68,363 | € 1,957,867 | € 796,596 | ▼ 59% |
| Equity | € 7,886,570 | € 7,818,207 | € 9,776,074 | € 10,572,670 | ▲ 8% |
| Total debts | € 579,054 | € 2,509,817 | € 19,078,507 | € 21,449,360 | ▲ 12% |
| Cash | € 438,998 | € 22,107 | € 137,273 | € 4,864,108 | ▲ € 4.7 million |
| Retained profit | € 7,240,358 | € 7,171,995 | € 9,129,863 | € 9,926,458 | ▲ 9% |
| Bank debt | € 0 | € 0 | € 9,198,049 | € 7,684,154 | ▼ 16% |
| Balance sheet total | € 8,465,624 | € 10,328,023 | € 28,854,581 | € 32,022,030 | ▲ 11% |
Key figures of FIPAS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIPAS?
What happened at FIPAS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 796,596 (▼ 59% vs 2024). Source: NBB ↗
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 208,158 profit in 2022 to € 796,596 profit in 2025.
Paid € 621,499 in corporate taxes since 2022.
Best year ever: 2024, with € 2 million profit.
Pays suppliers within 47 days on average.
A new publication or filing at FIPAS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FIPAS are Habilis SPRL and Jean Collard. It owns 100% of NAT, 99.8% of Centre d'Accueil et de Soins aux personnes agées and 0.1% of Entour'Ages SPRL itself.
Directors
According to the 2025 annual accounts
Director · represented by Habib Gabriel
Also active at: Centre d'Accueil et de Soins aux Personnes ãgées, RESIDENCE LES BEAUX CHENES, ENTOUR-AGES, NAT, PsyPluriel-Liège
Jean Collard
Director
Also active at: Centre d'Accueil et de Soins aux Personnes ãgées, RESIDENCE LES BEAUX CHENES, ENTOUR-AGES, YSOLDE, VICTOR INVEST, IMMUCHEM
Establishments
Establishment units
Physical locations of this company
Rue de l' Union 2 box a
4800 Verviers
Rue du Palais 21
4800 Verviers
Active since 28 October 1994
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.930.452
- VAT number
- BE 0437.930.452
- Registered office
- Rue de l' Union 2 bus a, 4800 Verviers
- Names & denominations
- FIPAS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 1989
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Overige financiële dienstverlening, neg
Activiteiten van holdings
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