Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COSY HOME from Brugge, company number BE0437919069, closed financial year 2025 with a result of € -20,456 after tax. For that financial year COSY HOME recorded a gross margin of € -2,686 and equity of € -44,005. Compared with financial year 2024, the result moved from € -7,539 to € -20,456. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -44,005
▼ € 20,456 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,456
▼ 171 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,669
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -105,979.
People and assets in 2025
€ 20,274
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,892
▲ 127% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 278
▼ 83% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,229 | € 2,533 | € 3,163 | € -2,686 | ▼ € 5,849 |
| Profit after taxes | € 694 | € 297 | € -7,539 | € -20,456 | ▼ € 12,916 |
| Equity | € -16,307 | € -16,010 | € -23,550 | € -44,005 | ▼ € 20,456 |
| Total debts | € 75,206 | € 98,835 | € 96,760 | € 98,233 | ▲ 2% |
| Cash | € 823 | € 811 | € 2,117 | € 1,669 | ▼ 21% |
| Retained profit | € -78,281 | € -77,984 | € -85,523 | € -105,979 | ▼ € 20,456 |
| Balance sheet total | € 58,898 | € 82,825 | € 73,211 | € 54,227 | ▼ 26% |
Key figures of COSY HOME, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COSY HOME?
What happened at COSY HOME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 20,456. filed late Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 694 profit in 2022 to € 20,456 loss in 2025.
Paid € 826 in corporate taxes since 2022.
Best year ever: 2022, with € 694 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COSY HOME are Marie Logghe and Ludovic Vanden Auweele.
Directors
According to the 2025 annual accounts
Marie Logghe
Director
Ludovic Vanden Auweele
Director
Establishments
Establishment units
Physical locations of this company
Scheepsdalelaan 75
8000 Brugge
Scheepsdalelaan 77
8000 Brugge
Active since 8 August 1989
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.919.069
- VAT number
- BE 0437.919.069
- Registered office
- Scheepsdalelaan 75, 8000 Brugge
- Names & denominations
- COSY HOME
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 July 1989
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
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