Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FOTO PAUL VERGAUWE from Evergem, company number BE0437655486, closed financial year 2025 with a result of € 1,114 after tax. For that financial year FOTO PAUL VERGAUWE recorded a gross margin of € 4,883 and equity of € -27,418. Compared with financial year 2024, the result moved from € -8,915 to € 1,114. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ -27,418
▲ € 1,114 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,114
▲ still € 8,915 loss in 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -89,418.
Debts at end 2025
€ 8,783
▲ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 5,759
▼ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,206 | € -1,476 | € -4,360 | € 4,883 | ▲ € 9,243 |
| Profit after taxes | € -2,615 | € -6,692 | € -8,915 | € 1,114 | ▲ € 10,029 |
| Equity | € -12,925 | € -19,617 | € -28,532 | € -27,418 | ▲ € 1,114 |
| Total debts | € 53,653 | € 58,354 | € 67,622 | € 65,252 | ▼ 4% |
| Land & buildings | € 36,967 | € 36,967 | € 36,967 | € 36,967 | |
| Retained profit | € -74,925 | € -81,617 | € -90,532 | € -89,418 | ▲ € 1,114 |
| Bank debt | € 4,309 | € 5,351 | € 8,360 | € 8,783 | ▲ 5% |
| Balance sheet total | € 40,728 | € 38,737 | € 39,090 | € 37,835 | ▼ 3% |
Key figures of FOTO PAUL VERGAUWE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FOTO PAUL VERGAUWE?
What happened at FOTO PAUL VERGAUWE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Ingrid SLOCK stepped down as director. NBB
- Paul VERGAUWE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1,114. Source: NBB ↗
- Ingrid SLOCK became a director. NBB
- Paul VERGAUWE became a director. NBB
- New establishment in Zelzate. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,615 loss in 2022 to € 1,114 profit in 2025.
Best year ever: 2025, with € 1,114 profit.
Management
Directors
According to the 2025 annual accounts
Ingrid SLOCK
Director
since 2024 · until 2030
Paul VERGAUWE
Managing director
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Kapelhof 1
9940 Evergem
Grote Markt 51
9060 Zelzate
Active since 8 January 1991
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.655.486
- VAT number
- BE 0437.655.486
- Registered office
- Kapelhof 1, 9940 Evergem
- Names & denominations
- FOTO PAUL VERGAUWE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 June 1989
- Peppol
- Not registered