Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BUIS - IMMO from Montigny-le-Tilleul, company number BE0437542650, closed financial year 2025 with a result of € -6,530 after tax. For that financial year BUIS - IMMO recorded a gross margin of € 64,170 and equity of € 179,911. Compared with financial year 2024, the result moved from € 6,455 to € -6,530. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 19, 2026.
€ 179,911
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,530
▼ still € 6,455 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 43,839.
People and assets in 2025
€ 25,000
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 374,162
▲ 112% vs 2024
€ 36,726 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 63,980 | € 61,970 | € 60,881 | € 64,170 | ▲ 5% |
| Profit after taxes | € -4,053 | € 5,584 | € 6,455 | € -6,530 | ▼ € 12,985 |
| Equity | € 174,401 | € 179,985 | € 186,440 | € 179,911 | ▼ 4% |
| Total debts | € 462,127 | € 476,647 | € 460,406 | € 684,763 | ▲ 49% |
| Cash | € 2,632 | € 5,282 | € 14,291 | - | |
| Land & buildings | € 467,802 | € 449,606 | € 431,410 | € 413,215 | ▼ 4% |
| Retained profit | € 109,401 | € 114,985 | € 44,446 | € 43,839 | ▼ 1% |
| Bank debt | € 204,865 | € 197,784 | € 176,233 | € 374,162 | ▲ 112% |
| Balance sheet total | € 636,528 | € 656,632 | € 646,846 | € 864,674 | ▲ 34% |
Key figures of BUIS - IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to BUIS - IMMO?
What happened at BUIS - IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,530 (▼ € 12,985 vs 2024). filed late Source: NBB ↗
- Ophélie Zenone stepped down as director. NBB
- Ettore Zenone stepped down as director. NBB
- Ophélie Zenone became a director. NBB
- Ettore Zenone became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,053 loss in 2022 to € 6,530 loss in 2025.
Paid € 3,304 in corporate taxes since 2022.
Best year ever: 2024, with € 6,455 profit.
Management
Directors
According to the 2025 annual accounts
Ophélie Zenone
Director
since 2018 · until 2024
Ettore Zenone
Managing director
Also active at: Z & Z DISTRIBUTION, TRADI REST SPRL, LA CANTINIERA, VINIVINS
since 2018 · until 2024
Establishments
Establishment units
Physical locations of this company
Rue des Bouleaux 21
6110 Montigny-le-Tilleul
Place Emile Buisset 8
6000 Charleroi
Active since 20 June 1989
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.542.650
- VAT number
- BE 0437.542.650
- Registered office
- Rue des Bouleaux 21, 6110 Montigny-le-Tilleul
- Names & denominations
- BUIS - IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 May 1989
- Peppol
- Active · Active since 16 Dec 2025