Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STYVTO from Braine-l'Alleud, company number BE0437146831, closed financial year 2025 with a result of € -42,380 after tax. For that financial year STYVTO recorded a gross margin of € 66,879 and equity of € -432,008. Compared with financial year 2024, the result moved from € -82,142 to € -42,380. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 19, 2025.
€ -432,008
▼ € 42,380 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -42,380
▲ 48 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,802
▲ € 1,707 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -493,982.
Debts at end 2025
€ 1.7 million
▼ 4% vs 2024
€ 74,997 is repaid this year. At this pace the long-term loan is gone in ≈ 22 years.
€ 25,254
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,243
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 26,461 | € 68,544 | € 33,542 | € 66,879 | ▲ 99% |
| Profit after taxes | € -29,069 | € -2,010,598 | € -82,142 | € -42,380 | ▲ € 39,762 |
| Equity | € 1,703,113 | € -307,485 | € -389,628 | € -432,008 | ▼ € 42,380 |
| Total debts | € 2,524,520 | € 2,620,503 | € 2,662,584 | € 2,676,557 | ▲ 1% |
| Cash | € 10,532 | € 399 | € 95 | € 1,802 | ▲ € 1,707 |
| Land & buildings | € 2,076,292 | € 2,173,559 | € 2,117,163 | € 2,060,767 | ▼ 3% |
| Retained profit | € 1,641,140 | € -369,459 | € -451,601 | € -493,982 | ▼ € 42,380 |
| Bank debt | € 2,180,000 | € 1,775,023 | € 1,744,661 | € 1,683,318 | ▼ 4% |
| Balance sheet total | € 4,611,972 | € 2,686,033 | € 2,634,010 | € 2,593,642 | ▼ 2% |
Key figures of STYVTO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 December 2026.
What happened to STYVTO?
What happened at STYVTO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Chami Rachid stepped down as director. NBB
- Queen's Lane Properties SA stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 42,380. Source: NBB ↗
- Chami Rachid became a director. NBB
- Queen's Lane Properties SA became a director. NBB
- New establishment in Braine-l'Alleud. KBO
- Start of the company according to the CBE. KBO
In short
From € 29,069 loss in 2022 to € 42,380 loss in 2025.
Paid € 4,310 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Director · represented by Rachid CHAMI
Also active at: Vanwill, IMMO MARIPOSA, Tamaris Development, UPSYLON IMMO, QUICK HOME
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Drève des Pins 8
1420 Braine-l'Alleud
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.146.831
- VAT number
- BE 0437.146.831
- Registered office
- Drève des Pins 8, 1420 Braine-l'Alleud
- Names & denominations
- STYVTO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 March 1989
- Peppol
- Active · Active since 9 Jan 2026