Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SF - CONSTRUCT from Diest, company number BE0437066756, closed financial year 2025 with a result of € 178,939 after tax. For that financial year SF - CONSTRUCT recorded revenue of € 13.9 million and equity of € 6 million. Compared with financial year 2024, the result moved from € 341,560 to € 178,939. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 6 million
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 178,939
▼ 48% vs 2024
Profit after tax over the fiscal year.
€ 463,957
▼ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
16.7
▲ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 989,197
▲ 4% vs 2024
€ 59,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 212,179
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 69% vs 2024
€ 105,023 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 806,233
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 25 days on average.
€ 866,046
▲ 183% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 10,139,441 | € 9,722,422 | € 11,311,656 | € 13,902,675 | ▲ 23% |
| Profit after taxes | € 160,671 | € 267,253 | € 341,560 | € 178,939 | ▼ 48% |
| Equity | € 3,977,840 | € 4,245,093 | € 4,586,653 | € 6,025,592 | ▲ 31% |
| Total debts | € 2,207,110 | € 5,720,087 | € 7,480,746 | € 5,139,308 | ▼ 31% |
| Cash | € 323,273 | € 1,846,254 | € 526,097 | € 463,957 | ▼ 12% |
| Retained profit | € 3,727,840 | € 3,995,093 | € 4,336,653 | € 2,515,592 | ▼ 42% |
| Dividend | € 0 | € 0 | € 0 | € 2,000,000 | |
| Bank debt | € 412,798 | € 1,860,335 | € 3,789,516 | € 1,177,934 | ▼ 69% |
| Balance sheet total | € 6,184,950 | € 9,965,180 | € 12,067,399 | € 11,164,900 | ▼ 7% |
| Employees (FTE) | 25.1 | 14.5 | 15.1 | 16.7 | ▲ 1.6 |
Key figures of SF - CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SF - CONSTRUCT?
What happened at SF - CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Freddy Sooghen stepped down as director. NBB
- Raymond Ferny stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 178,939 (▼ 48% vs 2024). Source: NBB ↗
- Freddy Sooghen became a director. NBB
- Raymond Ferny became a director. NBB
- New establishment in Diest. KBO
- Start of the company according to the CBE. KBO
In short
From € 160,671 profit in 2022 to € 178,939 profit in 2025.
Paid € 360,432 in corporate taxes since 2022.
Best year ever: 2024, with € 341,560 profit.
Paid out € 2 million in dividends to the owners in total.
Management
The stake of PATRISO HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SF - CONSTRUCTThe shares are held by PATRISO HOLDING (100%).
Directors
According to the 2025 annual accounts
since 2022 · until 2028
since 2022 · until 2028
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Venusstraat 8 box A
3290 Diest
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.066.756
- VAT number
- BE 0437.066.756
- Registered office
- Venusstraat 8 bus A, 3290 Diest
- Names & denominations
- SF - CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 March 1989
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
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