Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ANFIBA from Houthulst, company number BE0437050425, closed financial year 2025 with a result of € 73,572 after tax. For that financial year ANFIBA recorded a gross margin of € 310,674 and equity of € 424,355. Compared with financial year 2024, the result moved from € 69,324 to € 73,572. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 424,355
▼ 48% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 73,572
▲ 6% vs 2024
Profit after tax over the fiscal year.
€ 48,880
▲ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 153,962 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
2
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 100,722
▲ 3% vs 2024
€ 50,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,498
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 903,997
▼ 12% vs 2024
€ 109,254 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 137,763
▲ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,939
▼ 47% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 142,860 | € 490,823 | € 311,708 | € 310,674 | |
| Profit after taxes | € -26,182 | € 229,401 | € 69,324 | € 73,572 | ▲ 6% |
| Equity | € 644,627 | € 874,028 | € 822,745 | € 424,355 | ▼ 48% |
| Total debts | € 1,354,872 | € 1,511,822 | € 1,311,443 | € 1,144,744 | ▼ 13% |
| Cash | € 96,390 | € 60,134 | € 46,017 | € 48,880 | ▲ 6% |
| Land & buildings | € 1,207,384 | € 1,133,522 | € 1,075,069 | € 1,020,617 | ▼ 5% |
| Retained profit | € 264,627 | € 494,028 | € 442,745 | € 362,355 | ▼ 18% |
| Dividend | € 0 | € 0 | € 120,607 | € 153,962 | ▲ 28% |
| Bank debt | € 1,109,093 | € 1,099,264 | € 1,022,359 | € 903,997 | ▼ 12% |
| Balance sheet total | € 1,999,500 | € 2,385,850 | € 2,134,188 | € 1,569,099 | ▼ 26% |
| Employees (FTE) | 1.8 | 2.2 | 2.2 | 2 | ▼ 0.2 |
Key figures of ANFIBA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ANFIBA?
What happened at ANFIBA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 73,572 (▲ 6% vs 2024). Source: NBB ↗
- LAURE BAES became a director. NBB
- New establishment in Houthulst. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,182 loss in 2022 to € 73,572 profit in 2025.
Paid € 105,914 in corporate taxes since 2022.
Best year ever: 2023, with € 229,401 profit.
On average € 155,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ANFIBA are LAURE BAES and ANJA VANOVERSCHELDE.
Directors
According to the 2025 annual accounts
LAURE BAES
Director
since 2025
ANJA VANOVERSCHELDE
Director
Establishments
Establishment units
Physical locations of this company
Iepersteenweg 1 box B
8650 Houthulst
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.050.425
- VAT number
- BE 0437.050.425
- Registered office
- Iepersteenweg 1 bus B, 8650 Houthulst
- Names & denominations
- ANFIBA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 1989
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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