Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZACCAGNINI PAOLO from Herstal, company number BE0437026372, closed financial year 2025 with a result of € 4,159 after tax. For that financial year ZACCAGNINI PAOLO recorded revenue of € 72,292 and equity of € 16,132. Compared with financial year 2024, the result moved from € 9,905 to € 4,159. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 16,132
▲ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,159
▼ 58% vs 2024
Profit after tax over the fiscal year.
€ 2,288
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -45,868.
People and assets in 2025
€ 200
▼ 34% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,883
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 13,430
▼ 18% vs 2024
€ 3,476 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,393
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,237
▼ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 65,758 | € 64,070 | € 67,680 | € 72,292 | ▲ 7% |
| Gross margin | € 17,735 | € 10,965 | € 13,664 | € 10,764 | ▼ 21% |
| Profit after taxes | € 6,771 | € 4,067 | € 9,905 | € 4,159 | ▼ 58% |
| Equity | € -1,999 | € 2,068 | € 11,973 | € 16,132 | ▲ 35% |
| Total debts | € 49,379 | € 42,378 | € 48,464 | € 33,130 | ▼ 32% |
| Cash | - | € 1,654 | € 5,565 | € 2,288 | ▼ 59% |
| Land & buildings | € 4,450 | € 544 | € 98 | € 65 | ▼ 33% |
| Retained profit | € -63,999 | € -59,932 | € -50,027 | € -45,868 | ▲ € 4,159 |
| Bank debt | € 13,631 | € 16,957 | € 16,454 | € 13,430 | ▼ 18% |
| Balance sheet total | € 47,381 | € 44,446 | € 60,437 | € 49,263 | ▼ 18% |
Key figures of ZACCAGNINI PAOLO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZACCAGNINI PAOLO?
What happened at ZACCAGNINI PAOLO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,159 (▼ 58% vs 2024). filed late Source: NBB ↗
- New establishment in Herstal. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,771 profit in 2022 to € 4,159 profit in 2025.
Best year ever: 2024, with € 9,905 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ZACCAGNINI PAOLO are Robert Lazzari and Gabriele Zaccagnini.
Directors
According to the 2025 annual accounts
Robert Lazzari
Director
Gabriele Zaccagnini
Managing director
Establishments
Establishment units
Physical locations of this company
Rue des Mineurs 53
4040 Herstal
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.026.372
- VAT number
- BE 0437.026.372
- Registered office
- Rue des Mineurs 53, 4040 Herstal
- Names & denominations
- ZACCAGNINI PAOLO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 1989
- Peppol
- Active · Active since 1 Jan 2026
- Activities · NACE
Carrosserieherstelling (inclusief spuiten en verven)
Onderhoud en reparatie van auto's
Carrosserieherstelling
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)