What does MAREFINA do?

MAREFINA is an estate agency in Tessenderlo-Ham. Public Limited, started on 15 March 1989, 1 establishment.

What is the address of MAREFINA?

The registered office of MAREFINA is located at Rietweg 11 box 1, 3980 Tessenderlo-Ham.

Is MAREFINA still active?

Yes. According to the CBE (31 October 2026) MAREFINA is active, legal situation “Normale toestand”, started on 15 March 1989.

Is MAREFINA registered on Peppol?

Yes, MAREFINA is registered on the Peppol network with ID 0208:0437002717.

What is the enterprise number of MAREFINA?

The enterprise number of MAREFINA is BE0437002717.

When was MAREFINA founded?

MAREFINA was founded on 15 March 1989.

Who are the directors of MAREFINA?

According to the 2025 annual accounts, the directors of MAREFINA are: Jan Severijns, Stefaan Severijns.

Is MAREFINA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 March 1989; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did MAREFINA make in 2025?

MAREFINA recorded a loss after taxes of € 459,962 in financial year 2025.

What is the revenue of MAREFINA?

As a small company, MAREFINA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 32,252.

MAREFINA (Public Limited) - Tessenderlo-Ham

Dossier MAREFINA, printed on 31 October 2026 from databakkes.be/en/0437002717/marefina. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 1 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

MAREFINA from Tessenderlo-Ham, company number BE0437002717, closed financial year 2025 with a result of € -459,962 after tax. For that financial year MAREFINA recorded a gross margin of € 32,252 and equity of € -123,448. Compared with financial year 2024, the result moved from € -8,392 to € -459,962. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.

What it is worth Caution

€ -123,448

▼ € 459,962 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -459,962

▼ 5381 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2,649

▼ 40% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -403,630.

Debts at end 2025

Bank debt

€ 43,951

▼ 23% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 3,488

▲ 70% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 408

▲ 193% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 33,775 Gross margin 2022: € 33,775 First fiscal year in the series	€ 20,511 Gross margin 2023: € 20,511 ▼ 39% vs 2022 (€ 33,775) Unfavourable step	€ 31,846 Gross margin 2024: € 31,846 ▲ 55% vs 2023 (€ 20,511) Favourable step	€ 32,252 Gross margin 2025: € 32,252 ▲ 1% vs 2024 (€ 31,846) Favourable step	▲ 1%
Profit after taxes	€ 17,920 Profit after taxes 2022: € 17,920 First fiscal year in the series	€ 14,732 Profit after taxes 2023: € 14,732 ▼ 18% vs 2022 (€ 17,920) Unfavourable step	€ -8,392 Profit after taxes 2024: € -8,392 ▼ € 23,125 vs 2023 (€ 14,732) Unfavourable step	€ -459,962 Profit after taxes 2025: € -459,962 ▼ € 451,569 vs 2024 (€ -8,392) Unfavourable step	▼ € 451,569
Equity	€ 330,174 Equity 2022: € 330,174 First fiscal year in the series	€ 344,906 Equity 2023: € 344,906 ▲ 4% vs 2022 (€ 330,174) Favourable step	€ 336,514 Equity 2024: € 336,514 ▼ 2% vs 2023 (€ 344,906) Unfavourable step	€ -123,448 Equity 2025: € -123,448 ▼ € 459,962 vs 2024 (€ 336,514) Unfavourable step	▼ € 459,962
Total debts	€ 225,197 Total debts 2022: € 225,197 First fiscal year in the series	€ 198,311 Total debts 2023: € 198,311 ▼ 12% vs 2022 (€ 225,197) Favourable step	€ 202,190 Total debts 2024: € 202,190 ▲ 2% vs 2023 (€ 198,311) Unfavourable step	€ 170,873 Total debts 2025: € 170,873 ▼ 15% vs 2024 (€ 202,190) Favourable step	▼ 15%
Cash	€ 8,369 Cash 2022: € 8,369 First fiscal year in the series	€ 4,829 Cash 2023: € 4,829 ▼ 42% vs 2022 (€ 8,369) Unfavourable step	€ 4,391 Cash 2024: € 4,391 ▼ 9% vs 2023 (€ 4,829) Unfavourable step	€ 2,649 Cash 2025: € 2,649 ▼ 40% vs 2024 (€ 4,391) Unfavourable step	▼ 40%
Land & buildings	€ 38,500 Land & buildings 2022: € 38,500 First fiscal year in the series	€ 38,500 Land & buildings 2023: € 38,500 Unchanged (€ 38,500) Unchanged	€ 38,500 Land & buildings 2024: € 38,500 Unchanged (€ 38,500) Unchanged	€ 38,500 Land & buildings 2025: € 38,500 Unchanged (€ 38,500) Unchanged
Retained profit	€ 49,992 Retained profit 2022: € 49,992 First fiscal year in the series	€ 64,724 Retained profit 2023: € 64,724 ▲ 29% vs 2022 (€ 49,992) Favourable step	€ 56,332 Retained profit 2024: € 56,332 ▼ 13% vs 2023 (€ 64,724) Unfavourable step	€ -403,630 Retained profit 2025: € -403,630 ▼ € 459,962 vs 2024 (€ 56,332) Unfavourable step	▼ € 459,962
Bank debt	€ 85,074 Bank debt 2022: € 85,074 First fiscal year in the series	€ 75,500 Bank debt 2023: € 75,500 ▼ 11% vs 2022 (€ 85,074) Favourable step	€ 56,931 Bank debt 2024: € 56,931 ▼ 25% vs 2023 (€ 75,500) Favourable step	€ 43,951 Bank debt 2025: € 43,951 ▼ 23% vs 2024 (€ 56,931) Favourable step	▼ 23%
Balance sheet total	€ 650,404 Balance sheet total 2022: € 650,404 First fiscal year in the series	€ 638,251 Balance sheet total 2023: € 638,251 ▼ 2% vs 2022 (€ 650,404) Unchanged	€ 633,737 Balance sheet total 2024: € 633,737 ▼ 1% vs 2023 (€ 638,251) Unchanged	€ 47,425 Balance sheet total 2025: € 47,425 ▼ 93% vs 2024 (€ 633,737) Unchanged	▼ 93%

Key figures of MAREFINA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to MAREFINA?

What happened at MAREFINA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 17, 2026 New annual accounts for financial year 2025: loss of € 459,962. Source: NBB ↗
Apr 17, 1989 New establishment in Tessenderlo-Ham. KBO
Mar 15, 1989 Start of the company according to the CBE. KBO

In short

From € 17,920 profit in 2022 to € 459,962 loss in 2025.

Paid € 1,436 in corporate taxes since 2022.

Best year ever: 2022, with € 17,920 profit.

Original PDFs at the National Bank ↗

Management

Jan Severijns Stefaan Severijns

MAREFINA

SOUVEREIN

Behind MAREFINA are Jan Severijns and Stefaan Severijns. Stefaan Severijns is also behind SOUVEREIN.

Directors

According to the 2025 annual accounts

Jan Severijns

Director

Stefaan Severijns

Director

Also active at: SOUVEREIN

Establishments

Establishment units

Physical locations of this company

Registered office

Rietweg 11 box 1

3980 Tessenderlo-Ham

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0437.002.717

VAT number

BE 0437.002.717

Registered office

Rietweg 11 bus 1, 3980 Tessenderlo-Ham

Names & denominations

MAREFINA

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

15 March 1989

Peppol

Active · Active since 27 Mar 2026

Activities · NACE

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsvoering en beheer

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

MAREFINA

Warning lights

Financials

What happened to MAREFINA?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions