Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2023; threshold 65 %.
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Legal situation KBO
Gerechtelijke ontbinding of nietigheid according to the CBE.
Financials
Financial year 2023
MONICA from Nivelles, company number BE0436892651, closed financial year 2023 with a result of € -19,916 after tax. For that financial year MONICA recorded a gross margin of € -4,822 and equity of € 4,333. Compared with financial year 2022, the result moved from € -10,833 to € -19,916. The company made a loss. The buffer shrank hard: equity is 82 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 5, 2024.
€ 4,333
▼ 82% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,916
▼ 84 % more loss than in 2022
Profit after tax over the fiscal year.
€ 19
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1,867.
People and assets in 2023
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2023
€ 6,691
▼ 27% vs 2022
€ 4,834 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 7,797
▲ 22% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 14,133
▲ € 14,008 vs 2022
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Revenue | € 21,559 | € 10,731 | - | |
| Gross margin | € -2,595 | € -11,010 | € -4,822 | ▲ € 6,188 |
| Profit after taxes | € -8,624 | € -10,833 | € -19,916 | ▼ € 9,083 |
| Equity | € 35,082 | € 24,249 | € 4,333 | ▼ 82% |
| Total debts | € 41,520 | € 39,001 | € 52,324 | ▲ 34% |
| Cash | € 8,043 | € 19 | € 19 | |
| Land & buildings | € 37,800 | € 30,319 | € 22,838 | ▼ 25% |
| Retained profit | € 28,882 | € 18,049 | € -1,867 | ▼ € 19,916 |
| Bank debt | € 2,453 | € 9,166 | € 6,691 | ▼ 27% |
| Balance sheet total | € 76,602 | € 63,250 | € 56,657 | ▼ 10% |
Key figures of MONICA, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to MONICA?
What happened at MONICA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
MONICA is active according to the CBE. Legal situation: Gerechtelijke ontbinding of nietigheid.
- New annual accounts for financial year 2023: loss of € 19,916. filed late Source: NBB ↗
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,624 loss in 2021 to € 19,916 loss in 2023.
Paid € 196 in corporate taxes since 2021.
Management
Behind MONICA is Monique SPELTINCKX.
Directors
According to the 2023 annual accounts
Monique SPELTINCKX
Director
Establishments
Establishment units
Physical locations of this company
Rue du Géant 6
1400 Nivelles
Rue du Géant 6 box 6
1400 Nivelles
Active since 8 March 1989
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.892.651
- VAT number
- BE 0436.892.651
- Registered office
- Rue du Géant 6, 1400 Nivelles
- Names & denominations
- MONICA
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Gerechtelijke ontbinding of nietigheid
- Start date
- 15 February 1989
- Peppol
- Not registered