Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FRANCQ BERNARD from Binche, company number BE0436848705, closed financial year 2025 with a result of € 21,082 after tax. For that financial year FRANCQ BERNARD recorded revenue of € 154,289 and equity of € 116,190. Compared with financial year 2024, the result moved from € 31,476 to € 21,082. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 116,190
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,082
▼ 33% vs 2024
Profit after tax over the fiscal year.
€ 4,027
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 96,978.
Debts at end 2025
€ 266,657
▼ 23% vs 2024
€ 28,947 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 55,309
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,890
▲ € 3,786 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 327,410 | € 230,823 | € 191,669 | € 154,289 | ▼ 20% |
| Gross margin | € 66,186 | € 91,362 | € 98,383 | € 83,123 | ▼ 16% |
| Profit after taxes | € 2,853 | € 10,095 | € 31,476 | € 21,082 | ▼ 33% |
| Equity | € 53,536 | € 63,632 | € 95,108 | € 116,190 | ▲ 22% |
| Total debts | € 526,928 | € 482,308 | € 419,696 | € 331,244 | ▼ 21% |
| Cash | € 3,615 | € 1,143 | € 4,917 | € 4,027 | ▼ 18% |
| Land & buildings | € 508,332 | € 475,341 | € 445,496 | € 395,006 | ▼ 11% |
| Retained profit | € 34,324 | € 44,420 | € 75,896 | € 96,978 | ▲ 28% |
| Bank debt | € 414,165 | € 382,002 | € 347,449 | € 266,657 | ▼ 23% |
| Balance sheet total | € 580,464 | € 545,940 | € 514,804 | € 447,434 | ▼ 13% |
Key figures of FRANCQ BERNARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FRANCQ BERNARD?
What happened at FRANCQ BERNARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,082 (▼ 33% vs 2024). filed late Source: NBB ↗
- Denis Francq became a director. NBB
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,853 profit in 2022 to € 21,082 profit in 2025.
Paid € 4,909 in corporate taxes since 2022.
Best year ever: 2024, with € 31,476 profit.
Management
Behind FRANCQ BERNARD is Denis Francq. Denis Francq is also behind FRANCQ-PUISSANT.
Directors
According to the 2025 annual accounts
since 2012
Establishments
Establishment units
Physical locations of this company
Rue du Transvaal(WAU) 65A
7131 Binche
Rue du Transvaal(WAU) 65
7131 Binche
Active since 3 April 1989
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.848.705
- VAT number
- BE 0436.848.705
- Registered office
- Rue du Transvaal(WAU) 65A, 7131 Binche
- Names & denominations
- FRANCQ BERNARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 1989
- Peppol
- Active · Active since 15 Nov 2025
- Activities · NACE
Overige bouwinstallatie
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