Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Déclic Photo from Habay, company number BE0436800205, closed financial year 2025 with a result of € -2,831 after tax. For that financial year Déclic Photo recorded a gross margin of € 2,631 and equity of € 840. Compared with financial year 2024, the result moved from € -4,164 to € -2,831. The company made a loss. The buffer shrank hard: equity is 77 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 840
▼ 77% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,831
▲ 32 % less loss than in 2024
Profit after tax over the fiscal year.
€ 28,331
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,752.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,415
▲ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,549
▲ € 5,535 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,053 | € 1,532 | € 3,255 | € 2,631 | ▼ 19% |
| Profit after taxes | € 1,243 | € -6,460 | € -4,164 | € -2,831 | ▲ € 1,333 |
| Equity | € 14,296 | € 7,836 | € 3,671 | € 840 | ▼ 77% |
| Total debts | € 53,392 | € 58,823 | € 49,999 | € 48,996 | ▼ 2% |
| Cash | € 32,322 | € 36,644 | € 27,947 | € 28,331 | ▲ 1% |
| Land & buildings | € 28,823 | € 28,823 | € 28,823 | € 28,823 | |
| Retained profit | € -4,296 | € -10,756 | € -14,921 | € -17,752 | ▼ € 2,831 |
| Balance sheet total | € 92,604 | € 91,575 | € 78,586 | € 74,752 | ▼ 5% |
Key figures of Déclic Photo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Déclic Photo?
What happened at Déclic Photo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,831. Source: NBB ↗
- New establishment in Arlon. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,243 profit in 2022 to € 2,831 loss in 2025.
Paid € 119 in corporate taxes since 2022.
Best year ever: 2022, with € 1,243 profit.
Establishments
Establishment units
Physical locations of this company
Rue de Maou,Anlier 11
6721 Habay
Rue Léon-Castilhon 2
6700 Arlon
Active since 22 March 1989
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.800.205
- VAT number
- BE 0436.800.205
- Registered office
- Rue de Maou,Anlier 11, 6721 Habay
- Names & denominations
- Déclic Photo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 March 1989
- Peppol
- Active · Active since 31 Jul 2025
- Activities · NACE
Activiteiten van fotografen, met uitzondering van persfotografen
Fotostudio's en overige fotografische activiteiten
Detailhandel in corrigerende brillen, lenzen en zonnebrillen
Activiteiten van reclamebureaus
Publiciteitsagentschappen
Gespecialiseerde detailhandel in optische en fotografische artikelen, foto- en filmapparatuur, optische en precisie-instrumenten
Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels