Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
Huisje Zonder Kruisje from Pajottegem, company number BE0436740421, closed financial year 2026 with a result of € 4,459 after tax. For that financial year Huisje Zonder Kruisje recorded a gross margin of € 16,727 and equity of € -89,254. Compared with financial year 2025, the result moved from € 4,700 to € 4,459. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 5, 2026.
€ -89,254
▲ € 4,459 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,459
▼ 5% vs 2025
Profit after tax over the fiscal year.
€ 64,751
▲ 170% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € -301,228.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 16,257
▲ € 16,223 vs 2025
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 19,183 | € 16,737 | € 17,294 | € 16,727 | ▼ 3% |
| Profit after taxes | € 1,001 | € -17,825 | € 4,700 | € 4,459 | ▼ 5% |
| Equity | € -230,589 | € -98,414 | € -93,714 | € -89,254 | ▲ € 4,459 |
| Total debts | € 455,345 | € 490,291 | € 331,164 | € 376,910 | ▲ 14% |
| Cash | € 4,795 | € 9,621 | € 23,953 | € 64,751 | ▲ 170% |
| Land & buildings | € 218,674 | € 220,599 | € 212,323 | € 221,683 | ▲ 4% |
| Retained profit | € -292,562 | € -310,387 | € -305,687 | € -301,228 | ▲ € 4,459 |
| Bank debt | € 62,755 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 224,756 | € 391,877 | € 237,450 | € 287,655 | ▲ 21% |
Key figures of Huisje Zonder Kruisje, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to Huisje Zonder Kruisje?
What happened at Huisje Zonder Kruisje in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 4,459 (▼ 5% vs 2025). Source: NBB ↗
- New establishment in Herne. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,001 profit in 2023 to € 4,459 profit in 2026.
Paid € 0 in corporate taxes since 2023.
Best year ever: 2025, with € 4,700 profit.
Management
Behind Huisje Zonder Kruisje are Eric Mertens and Vera Lenaerts.
Directors
According to the 2026 annual accounts
Eric Mertens
Director
Vera Lenaerts
Director
Establishments
Establishment units
Physical locations of this company
Stiltestraat 1
1540 Pajottegem
Kerkstraat(HN) 1 A
1540 Herne
Active since 3 August 1989
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.740.421
- VAT number
- BE 0436.740.421
- Registered office
- Stiltestraat 1, 1540 Pajottegem
- Names & denominations
- Huisje Zonder Kruisje · H.Zo.K.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 February 1989
- Peppol
- Active · Active since 28 Sept 2026
- Activities · NACE
Overige rechtskundige dienstverlening