Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Huisje Zonder Kruisje from Pajottegem, company number BE0436740421, closed financial year 2025 with a result of € 4,700 after tax. For that financial year Huisje Zonder Kruisje recorded a gross margin of € 17,294 and equity of € -93,714. Compared with financial year 2024, the result moved from € -17,825 to € 4,700. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 23, 2025.
€ -93,714
▲ € 4,700 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,700
▲ still € 17,825 loss in 2024
Profit after tax over the fiscal year.
€ 23,953
▲ 149% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -305,687.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 34
▼ 99% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,002 | € 19,183 | € 16,737 | € 17,294 | ▲ 3% |
| Profit after taxes | € 8,527 | € 1,001 | € -17,825 | € 4,700 | ▲ € 22,525 |
| Equity | € -231,590 | € -230,589 | € -98,414 | € -93,714 | ▲ € 4,700 |
| Total debts | € 429,059 | € 455,345 | € 490,291 | € 331,164 | ▼ 32% |
| Cash | € 11,984 | € 4,795 | € 9,621 | € 23,953 | ▲ 149% |
| Land & buildings | € 184,013 | € 218,674 | € 220,599 | € 212,323 | ▼ 4% |
| Retained profit | € -293,563 | € -292,562 | € -310,387 | € -305,687 | ▲ € 4,700 |
| Bank debt | € 68,146 | € 62,755 | € 0 | € 0 | |
| Balance sheet total | € 197,469 | € 224,756 | € 391,877 | € 237,450 | ▼ 39% |
Key figures of Huisje Zonder Kruisje, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to Huisje Zonder Kruisje?
What happened at Huisje Zonder Kruisje in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,700. Source: NBB ↗
- Eric Mertens became a director. NBB
- Vera Lenaerts became a director. NBB
- New establishment in Herne. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,527 profit in 2022 to € 4,700 profit in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2022, with € 8,527 profit.
A new publication or filing at Huisje Zonder Kruisje? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Huisje Zonder Kruisje are Eric Mertens and Vera Lenaerts.
Directors
According to the 2025 annual accounts
Eric Mertens
Director
since 2023
Vera Lenaerts
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Stiltestraat 1
1540 Pajottegem
Kerkstraat(HN) 1 A
1540 Herne
Active since 3 August 1989
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.740.421
- VAT number
- BE 0436.740.421
- Registered office
- Stiltestraat 1, 1540 Pajottegem
- Names & denominations
- Huisje Zonder Kruisje · H.Zo.K.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 February 1989
- Peppol
- Active · Active since 8 Jul 2025
- Activities · NACE
Overige rechtskundige dienstverlening