Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VADYCO from Antwerpen, company number BE0436726860, closed financial year 2025 with a result of € 16,009 after tax. For that financial year VADYCO recorded a gross margin of € 97,237 and equity of € 195,886. Compared with financial year 2024, the result moved from € 18,846 to € 16,009. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 195,886
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,009
▼ 15% vs 2024
Profit after tax over the fiscal year.
€ 752
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 158,082.
People and assets in 2025
€ 52,092
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 23,845
▼ 40% vs 2024
Loans from banks and other lenders, long and short.
€ 22,680
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,814
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 80,637 | € 91,963 | € 97,584 | € 97,237 | |
| Profit after taxes | € 7,563 | € 12,233 | € 18,846 | € 16,009 | ▼ 15% |
| Equity | € 148,798 | € 161,031 | € 179,877 | € 195,886 | ▲ 9% |
| Total debts | € 245,290 | € 228,130 | € 204,558 | € 195,089 | ▼ 5% |
| Cash | € 965 | € 5,010 | € 1,036 | € 752 | ▼ 27% |
| Land & buildings | € 115,177 | € 108,953 | € 106,085 | € 99,094 | ▼ 7% |
| Retained profit | € 110,994 | € 123,228 | € 142,073 | € 158,082 | ▲ 11% |
| Bank debt | € 77,881 | € 54,094 | € 39,730 | € 23,845 | ▼ 40% |
| Balance sheet total | € 394,088 | € 389,161 | € 384,435 | € 390,974 | ▲ 2% |
Key figures of VADYCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VADYCO?
What happened at VADYCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,009 (▼ 15% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,563 profit in 2022 to € 16,009 profit in 2025.
Paid € 22,508 in corporate taxes since 2022.
Best year ever: 2024, with € 18,846 profit.
Management
Behind VADYCO are Alfons VAN DYCK and Patrick VAN DYCK. It owns 100% of VAN DYCK & C° itself.
Directors
According to the 2025 annual accounts
Alfons VAN DYCK
Director
Establishments
Establishment units
Physical locations of this company
Mastplein 70
2610 Antwerpen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
CLDIN-NL Your Hosting B.V. part of Your.Online, NL
DNS
Cloudflare DNS
Website info
Features
Security
Details
- Company number
- 0436.726.860
- VAT number
- BE 0436.726.860
- Registered office
- Mastplein 70, 2610 Antwerpen
- Names & denominations
- VADYCO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 February 1989
- Peppol
- Not registered
- Contact
- vadyco.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten