Financials
Financial year 2025
FINANCIERE COUVIGEST from Couvin, company number BE0436159609, closed financial year 2025 with a result of € -244 after tax. For that financial year FINANCIERE COUVIGEST recorded revenue of € 501,607 and equity of € 4.2 million. Compared with financial year 2024, the result moved from € 8,611 to € -244. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 13, 2026.
€ 4.2 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -244
▼ still € 8,611 profit in 2024
Profit after tax over the fiscal year.
€ 29,254
▼ 66% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 4.1 million.
People and assets in 2025
3.6
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 377,719
▲ 27% vs 2024
€ 104,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 59,990
▲ 12% vs 2024
Of which on lease € 38,130.
Debts at end 2025
€ 57,354
▲ 17% vs 2024
€ 19,673 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 59,224
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 193 days on average.
€ 55,702
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 386,989 | € 391,070 | € 449,719 | € 501,607 | ▲ 12% |
| Profit after taxes | € 113,483 | € 13,936 | € 8,611 | € -244 | ▼ € 8,855 |
| Equity | € 4,222,008 | € 4,235,945 | € 4,244,556 | € 4,244,312 | |
| Total debts | € 2,148,225 | € 1,758,702 | € 1,607,828 | € 1,556,733 | ▼ 3% |
| Cash | € 152,489 | € 304,504 | € 86,781 | € 29,254 | ▼ 66% |
| Land & buildings | - | - | - | € 1,896 | |
| Retained profit | € 4,122,008 | € 4,135,945 | € 4,144,556 | € 4,144,312 | |
| Bank debt | € 0 | € 0 | € 48,822 | € 57,354 | ▲ 17% |
| Balance sheet total | € 6,447,234 | € 6,071,647 | € 5,929,383 | € 5,878,045 | ▼ 1% |
| Employees (FTE) | 2.7 | 2.7 | 3.1 | 3.6 | ▲ 0.5 |
Key figures of FINANCIERE COUVIGEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCIERE COUVIGEST?
What happened at FINANCIERE COUVIGEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 244 (▼ € 8,855 vs 2024). filed late Source: NBB ↗
- New establishment in Couvin. KBO
- Start of the company according to the CBE. KBO
In short
From € 113,483 profit in 2022 to € 244 loss in 2025.
Paid € 1,941 in corporate taxes since 2022.
Best year ever: 2022, with € 113,483 profit.
Pays suppliers within 193 days on average.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINANCIERE COUVIGEST is Couvigest SRL. It owns 100% of Couvimo, 99.5% of Fagnes Beers and 98.4% of Comptoir Des Fagnes itself.
Directors
According to the 2025 annual accounts
Director · represented by Maurice - Lauvaux Fanny Adant
Establishments
Establishment units
Physical locations of this company
Rue de la Gare 20
5660 Couvin
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Couvimo same network
€ 427,360 revenue · 2025
COUVIGEST same network
€ 2,500 revenue · 2025
BRASSERIE DES FAGNES
€ 3.8 million revenue · 2025
FAGNES UNITE TVA
FAGNES DEVELOPPEMENT
€ 328,630 revenue · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.159.609
- VAT number
- BE 0436.159.609
- Registered office
- Rue de la Gare 20, 5660 Couvin
- Names & denominations
- FINANCIERE COUVIGEST
- Enterprise type
- Rechtspersoon
- Legal form
- Commanditaire vennootschap op aandelen
- Legal situation
- Normale toestand
- Start date
- 29 December 1988
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
Groothandel in dranken, algemeen assortiment
Overige fiscale dienstverlening
Boekhouders
Boekhouders en boekhouders-fiscalisten