Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2024; threshold 65 %.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2024.
Financials
Financial year 2024
INKA from Lier, company number BE0436002825, closed financial year 2024 with a result of € 96,653 after tax. For that financial year INKA recorded a gross margin of € 773,727 and equity of € 496,489. Compared with financial year 2023, the result moved from € 22,369 to € 96,653. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 19, 2025.
€ 496,489
▲ 15% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 96,653
▲ € 74,284 vs 2023
Profit after tax over the fiscal year.
€ 53,890
▼ 40% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 32,975 paid out
34 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2024
6.7
▼ 1.6 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 414,417
▲ 34% vs 2023
€ 61,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 50,238
▲ € 43,873 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.9 million
▲ 8% vs 2023
€ 128,947 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 835,000
▲ 109% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 100,164
▼ 4% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 343,990 | € 486,483 | € 517,668 | € 773,727 | ▲ 49% |
| Profit after taxes | € 11,076 | € 92,934 | € 22,369 | € 96,653 | ▲ € 74,284 |
| Equity | € 345,276 | € 438,210 | € 432,811 | € 496,489 | ▲ 15% |
| Total debts | € 3,118,028 | € 3,005,822 | € 2,840,645 | € 3,354,010 | ▲ 18% |
| Cash | € 92,799 | € 144,903 | € 90,558 | € 53,890 | ▼ 40% |
| Land & buildings | € 1,437,635 | € 1,370,510 | € 1,309,100 | € 1,485,832 | ▲ 14% |
| Retained profit | € 236,676 | € 329,610 | € 324,211 | € 387,889 | ▲ 20% |
| Dividend | € 0 | € 0 | € 27,768 | € 32,975 | ▲ 19% |
| Bank debt | € 1,916,887 | € 1,864,680 | € 1,750,934 | € 1,892,248 | ▲ 8% |
| Balance sheet total | € 3,463,304 | € 3,444,032 | € 3,273,456 | € 3,850,500 | ▲ 18% |
| Employees (FTE) | 5 | 5 | 8.3 | 6.7 | ▼ 1.6 |
Key figures of INKA, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to INKA?
What happened at INKA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 96,653 (▲ € 74,284 vs 2023). filed late Source: NBB ↗
- Ingeborg Roisin became a director. NBB
- OPTIFLOW CommV became a director. NBB
- STUIO C. CommV became a director. NBB
- Japhi Comm.V became a director. NBB
- Nathan Schmook stepped down as director. NBB
- Charlotte Schmook stepped down as director. NBB
- Thomas Schmook stepped down as director. NBB
In short
From € 11,076 profit in 2021 to € 96,653 profit in 2024.
Paid € 71,447 in corporate taxes since 2021.
Best year ever: 2024, with € 96,653 profit.
On average € 115,500 of value added per employee in 2024.
Management
Behind INKA are OPTIFLOW CommV, STUIO C. CommV, Japhi Comm.V and Ingeborg Roisin.
Directors
According to the 2024 annual accounts
Bestuurder · represented by Nathan Schmook
since 2024
Bestuurder · represented by Charlotte Schmook
since 2024
Bestuurder · represented by Thomas Schmook
since 2024
Ingeborg Roisin
Bestuurder
since 2025
Nathan Schmook
Gedelegeerd bestuurder
since 2021 · until 2024
Charlotte Schmook
Bestuurder
since 2021 · until 2024
Thomas Schmook
Gedelegeerd bestuurder
since 2021 · until 2024
Establishments
Establishment units
Physical locations of this company
Joseph Van Instraat 28
2500 Lier
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.002.825
- VAT number
- BE 0436.002.825
- Registered office
- Joseph Van Instraat 28, 2500 Lier
- Names & denominations
- INKA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 December 1988
- Peppol
- Active · Active since 1 Aug 2024
- Activities · NACE
Groothandel in werkkleding
Groothandel in schoeisel
Detailhandel in schoeisel
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)