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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ASSURANCES CLUYSEN from Charleroi, company number BE0435489220, closed financial year 2025 with a result of € 50,679 after tax. For that financial year ASSURANCES CLUYSEN recorded a gross margin of € 78,109 and equity of € 282,162. Compared with financial year 2024, the result moved from € 59,129 to € 50,679. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 282,162
▲ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 50,679
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 126,359
▲ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
2 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 1,930
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 46,500
Loans from banks and other lenders, long and short.
€ 16,678
▲ 18% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 59,299 | € 70,205 | € 81,411 | € 78,109 | ▼ 4% |
| Profit after taxes | € 41,825 | € 44,862 | € 59,129 | € 50,679 | ▼ 14% |
| Equity | € 148,184 | € 192,212 | € 232,316 | € 282,162 | ▲ 21% |
| Total debts | € 87,654 | € 84,522 | € 65,996 | € 73,439 | ▲ 11% |
| Cash | € 64,377 | € 101,941 | € 113,991 | € 126,359 | ▲ 11% |
| Retained profit | € 114,718 | € 158,747 | € 198,851 | € 248,697 | ▲ 25% |
| Dividend | € 800 | € 833 | € 19,026 | € 833 | ▼ 96% |
| Bank debt | € 64,088 | € 58,851 | € 46,500 | € 46,500 | |
| Balance sheet total | € 235,838 | € 276,734 | € 298,312 | € 355,602 | ▲ 19% |
Key figures of ASSURANCES CLUYSEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES CLUYSEN?
What happened at ASSURANCES CLUYSEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 50,679 (▼ 14% vs 2024). Source: NBB ↗
- Françoise Van Heugten became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 41,825 profit in 2022 to € 50,679 profit in 2025.
Paid € 76,417 in corporate taxes since 2022.
Best year ever: 2024, with € 59,129 profit.
Paid out € 21,492 in dividends to the owners in total.
A new publication or filing at ASSURANCES CLUYSEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ASSURANCES CLUYSEN is Françoise Van Heugten.
Directors
According to the 2025 annual accounts
Françoise Van Heugten
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de l'Etang 302
6042 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.489.220
- VAT number
- BE 0435.489.220
- Registered office
- Rue de l'Etang 302, 6042 Charleroi
- Names & denominations
- ASSURANCES CLUYSEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 September 1988
- Peppol
- Not registered