Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INNOVATIVE AND CREATIVE MANAGEMENT from Bertem, company number BE0435485953, closed financial year 2025 with a result of € -11,849 after tax. For that financial year INNOVATIVE AND CREATIVE MANAGEMENT recorded a gross margin of € -9,579 and equity of € -6,923. Compared with financial year 2024, the result moved from € -2,867 to € -11,849. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 3, 2026.
€ -6,923
▼ € 11,849 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,849
▼ 313 % more loss than in 2024
Profit after tax over the fiscal year.
€ 4,724
▲ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -25,515.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 93
Supplier invoices still open on the last day of the fiscal year.
€ 487
▲ 12% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -9,115 | € -7,440 | € 316 | € -9,579 | ▼ € 9,895 |
| Profit after taxes | € -14,881 | € -13,348 | € -2,867 | € -11,849 | ▼ € 8,981 |
| Equity | € 21,142 | € 7,793 | € 4,926 | € -6,923 | ▼ € 11,849 |
| Total debts | € 14,577 | € 23,171 | € 25,193 | € 49,247 | ▲ 95% |
| Cash | € 3,804 | € 1,782 | € 2,449 | € 4,724 | ▲ 93% |
| Retained profit | € 2,550 | € -10,799 | € -13,666 | € -25,515 | ▼ € 11,849 |
| Balance sheet total | € 35,719 | € 30,965 | € 30,119 | € 42,324 | ▲ 41% |
Key figures of INNOVATIVE AND CREATIVE MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INNOVATIVE AND CREATIVE MANAGEMENT?
What happened at INNOVATIVE AND CREATIVE MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 11,849. filed late Source: NBB ↗
- New establishment in Bertem. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,881 loss in 2022 to € 11,849 loss in 2025.
Paid € 1,660 in corporate taxes since 2022.
Management
Behind INNOVATIVE AND CREATIVE MANAGEMENT are BILQUIS NAZIR and SHAFIQ NAZ.
Directors
According to the 2025 annual accounts
BILQUIS NAZIR
Director
SHAFIQ NAZ
Director
Establishments
Establishment units
Physical locations of this company
Bosstraat 139
3060 Bertem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.485.953
- VAT number
- BE 0435.485.953
- Registered office
- Bosstraat 139, 3060 Bertem
- Names & denominations
- INNOVATIVE AND CREATIVE MANAGEMENT · I.C.M.
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 3 October 1988
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
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