Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PLANNER from Geraardsbergen, company number BE0435394002, closed financial year 2025 with a result of € -10,056 after tax. For that financial year PLANNER recorded a gross margin of € -8,782 and equity of € -7,272. Compared with financial year 2024, the result moved from € -18,791 to € -10,056. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ -7,272
▼ € 10,056 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,056
▲ 46 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,697
▲ € 3,693 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -13,469.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,814
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,156
▲ € 5,875 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -13,473 | € 12,921 | € -18,588 | € -8,782 | ▲ € 9,806 |
| Profit after taxes | € -12,590 | € 11,931 | € -18,791 | € -10,056 | ▲ € 8,735 |
| Equity | € 9,643 | € 21,574 | € 2,784 | € -7,272 | ▼ € 10,056 |
| Total debts | € 25,543 | € 6,822 | € 7,882 | € 10,969 | ▲ 39% |
| Cash | € 5 | € 1,164 | € 5 | € 3,697 | ▲ € 3,693 |
| Retained profit | € 3,446 | € 15,377 | € -3,414 | € -13,469 | ▼ € 10,056 |
| Bank debt | € 4,995 | € 0 | € 3,428 | € 0 | ▼ 100% |
| Balance sheet total | € 35,186 | € 28,396 | € 10,666 | € 3,697 | ▼ 65% |
Key figures of PLANNER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PLANNER?
What happened at PLANNER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 10,056. filed late Source: NBB ↗
- New establishment in Geraardsbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,590 loss in 2022 to € 10,056 loss in 2025.
Paid € 2,031 in corporate taxes since 2022.
Best year ever: 2023, with € 11,931 profit.
Management
Behind PLANNER is SOFIE GRYSPEIRT.
Directors
According to the 2025 annual accounts
SOFIE GRYSPEIRT
Director
Establishments
Establishment units
Physical locations of this company
Gentsestraat 230
9500 Geraardsbergen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
AMAZON-AES - Amazon.com, Inc., US
Website info
Features
Security
Network
Details
- Company number
- 0435.394.002
- VAT number
- BE 0435.394.002
- Registered office
- Gentsestraat 230, 9500 Geraardsbergen
- Names & denominations
- PLANNER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 September 1988
- Peppol
- Active · Active since 4 Dec 2025
- Contact
- planner.be
- Activities · NACE
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