Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BELAF from Hoogstraten, company number BE0435385983, closed financial year 2025 with a result of € -16,230 after tax. For that financial year BELAF recorded a gross margin of € 5,038 and equity of € -189,724. Compared with financial year 2024, the result moved from € -5,326 to € -16,230. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -189,724
▼ € 16,230 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,230
▼ 205 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -264,092.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 250,412
▲ 1% vs 2024
Loans from banks and other lenders, long and short.
€ 369
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 10,914 | € 8,935 | € 8,904 | € 5,038 | ▼ 43% |
| Profit after taxes | € -2,877 | € -5,591 | € -5,326 | € -16,230 | ▼ € 10,904 |
| Equity | € -162,577 | € -168,168 | € -173,494 | € -189,724 | ▼ € 16,230 |
| Total debts | € 250,967 | € 249,761 | € 248,616 | € 252,220 | ▲ 1% |
| Land & buildings | € 70,046 | € 63,250 | € 56,453 | € 42,859 | ▼ 24% |
| Retained profit | € -236,945 | € -242,536 | € -247,862 | € -264,092 | ▼ € 16,230 |
| Bank debt | € 249,493 | € 248,326 | € 246,745 | € 250,412 | ▲ 1% |
| Balance sheet total | € 88,390 | € 81,594 | € 75,123 | € 62,496 | ▼ 17% |
Key figures of BELAF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BELAF?
What happened at BELAF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,230. Source: NBB ↗
- Antoine van der Sande became a director. NBB
- New establishment in Hoogstraten. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,877 loss in 2022 to € 16,230 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BELAF is Antoine van der Sande. Antoine van der Sande is also behind BELAF FIDUCIAIRE.
Directors
According to the 2025 annual accounts
since 2014
Establishments
Establishment units
Physical locations of this company
Dreef 39 box 1
2328 Hoogstraten
Dreef 41
2328 Hoogstraten
Active since 12 October 1988
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.385.983
- VAT number
- BE 0435.385.983
- Registered office
- Dreef 39 bus 1, 2328 Hoogstraten
- Names & denominations
- BELAF
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 September 1988
- Peppol
- Active · Active since 4 Feb 2026